00:00Hi, I'm Pop, Orlando Realtor Scott Garrison with Remax Tournament Country.
00:03If you're looking to hire a realtor, the best predictor of your future experience is my past results.
00:10And we're here at closing. We just signed the papers.
00:14And tell us about the house that you bought.
00:16I mean, it's a great house. It's in a good neighborhood.
00:20I was actually a little surprised. We kind of just looked at the house.
00:24Really not thinking it was going to be in the range of what we were looking for.
00:28But ended up checking a bunch of boxes and actually Scott was able to figure out a way and be creative and thorough.
00:38And actually kind of made the house an option we didn't think it would be.
00:42Now a normal down payment, if you just saw how much to buy a house, it's somewhere in, let's say, the $20,000, $25,000 range.
00:48And your down payment was probably, what, about a fifth of that?
00:51Yeah, yeah. A little less than that.
00:53Not sure how you guys did that, by the way.
00:55Well, that's why we're doing the video.
00:58Because there are ways, there are special programs, there's other special programs, there's things that we overlay that we figured out for days that allowed him to get into a house for less money than the first, last, and your escrow deposit would be if you rented a house.
01:15Tell me about the electrical issue that we found.
01:17This is a bank owned property that you're buying, right?
01:19Yeah, well, we put in an offer and it wasn't big enough, I guess.
01:24I don't know how you want to term that.
01:26And somebody else tried to buy it.
01:28So we just thought, man, all this cool thing.
01:30We had this house that we thought we weren't going to be able to get.
01:33But then they figured out how we could get it.
01:35But then the offer wasn't big enough, so we weren't going to get it.
01:38And then now I'm going to find out something fell through with that.
01:41So we went back in.
01:42Well, what fell through was there was electrical issues and a couple other issues.
01:47And the other agent for those buyers didn't know how to figure it out.
01:50They didn't know how to work it out.
01:51So they just said, we give up and they canceled.
01:54So we bought the same house seven days later.
01:56And we figured it out.
01:57And we got the bank.
01:58The home inspector went out and looked at your electrical repair, said more or less.
02:02He said they did more than we even asked on the electrical repairs.
02:04And that's where none, don't buy the house with the last buyer going to cancel.
02:08In the end, they end up doing.
02:10Yeah.
02:11Scott knows how to handle that kind of stuff.
02:13So just solve problems, tells us what to do.
02:16Creating a path for both sides is the way I've seen it.
02:21And even on the other side, the seller, believe it or not, they're not understanding stuff.
02:26And Scott's like, here's what we can do.
02:27Here's how we solve it.
02:29And Scott was able to lay out the path for both sides to move forward instead of everybody just blowing up the deal.
02:33So that's kind of cool.
02:35And in the end, the seller did thousands of dollars in electrical repairs for you.
02:40Yes.
02:40It's not a staff sale.
02:41It was thousands and thousands of dollars.
02:43Cost you nothing.
02:44Today you're a mouse.
02:45More or less all fixed.
02:47The thing that I'm not sure if I even mentioned to Scott directly is his availability was great.
02:54But what was better than that was him setting expectations.
02:57You don't know what you don't know.
02:59So listening to what he says and why he says it really helped us out and made things a lot smoother.
03:06So you're able to do that efficiently and not have any bad surprises, so to speak, because he's already let you know how to handle it and what to expect.
03:17What was your experience with the lender that you used, Midford Mortgage?
03:22Oh, yeah.
03:23I mean, they, Race and the team, I guess it was great to use two people that have similar philosophies.
03:32And I was amazed that both Scott and Midford Mortgage and Race and his team were able to do that really, they're able to pivot really well.
03:40Because if I had a question, they're able to answer it thoroughly as I want.
03:43But on things that I just, I have a job, I have a other personal life, all that kind of stuff.
03:50I want them to be able to handle it and trust that things are moving along and they were able to do that.
03:54So that's pretty cool.
03:55Thanks.
03:56What would you say to anybody who's wondering if they should work with Race and Midford Mortgage is going to save you so much time and energy and money.
04:18Take your time when you pick your realtor, take your time when you pick who you're going to do your financing through, because that made all the difference for me.
04:26Awesome.
