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02:50Um empreendedor já conseguiu crescer várias vezes, e ele tem muito bons resultados.
02:54Então, nós vemos como uma grande comunidade desse projeto, ASOP,
02:58onde eles se encontram cada vez na entrevista,
03:02e as pessoas ajudam-se.
03:04E já tem o que apresentar.
03:06É um produto incrível.
03:08Miss Kulinova, obrigado por suas respostas.
03:10Obrigada.
03:14Um empreendedor conseguiu crescer sua empresa várias vezes,
03:18de uma pequena para uma pequena empresa.
03:20Essa é a história.
03:24Leila Irsalieva runs a catering company,
03:26servindo B2B clientes,
03:28corporate eventos,
03:29e as casas,
03:30de saladas e pastries,
03:31até full-course meals.
03:33O que começou como um 65 m²,
03:35com 3 staff,
03:36crescendo 4-fou,
03:38a 40-person team,
03:39com planos para expandir
03:40até 240 m²,
03:42por ano.
03:441.
03:463.
03:494.
03:505.
03:525.
03:536.
03:547.
03:55Ela acreditou o apoio do governo e o Junt Women in Business Program
04:01com o Banco Europeu para Reconstrução e Desenvolvimento
04:04por ajudar ela a fazer pesquisa de pesquisa.
04:07O estado-gerado da MoFund também ofereceu preferencial loans
04:10para comprar essencial equipamentos.
04:25Olha só, Leila plans to close the production cycle
04:31by venturing into greenhouse farming,
04:34growing her own tomatoes, cucumbers, and leafy greens
04:36to meet the growing needs of her catering kitchen.
04:41Since 2007, the Damu Entrepreneurship Development Fund
04:45has provided about 7.6 billion euro in financial instruments
04:49to support women entrepreneurs, backing more than 110,000 projects,
04:53nearly 30% of all issued loans.
04:57The government is also working with EBRD
04:59to unlock the potential of women-led SMEs
05:02through technical assistance and commercial banks.
05:06Joining us to discuss the outcomes of this program
05:09is the EBRD's Head of SME Finance and Development in Emerging Markets,
05:13Simone T. Atanasovsky.
05:16Mrs. Simone T. Atanasovsky, welcome.
05:20Thank you so much for the invitation.
05:21What economic impact could female entrepreneurship have
05:24in Kazakhstan and Central Asia
05:26and what barriers still prevent women-led businesses from scaling?
05:31Global studies suggest that if women were to participate
05:34in economies on equal footing to men,
05:37the world would unlock up to 6 trillion US dollars
05:40in additional growth.
05:42And Central Asia and Kazakhstan is no exception to that.
05:45Two main barriers to this.
05:46First of all, women continue to face more obstacles
05:49when it comes to accessing financing.
05:51That's due to collateral gaps, due to gender bias in lending,
05:56and also because financial products are just unsuitable
05:59for the specific needs and profiles of women.
06:02And secondly, they don't have the same access
06:04to business development opportunities.
06:06They have fewer networks.
06:07Stereotypes and social norms prevent them
06:11from operating in higher growth sectors.
06:15And also unpaid care duties and responsibilities
06:18means that they have fewer flexibility
06:20and time to actually invest in their business.
06:23Our work here in Kazakhstan
06:24is embedded in a global EBRD women in business framework,
06:28which to date has channeled over 1 billion euro of investments
06:32into female-led enterprises
06:34and supported over a quarter of a million women
06:36across 23 countries.
06:38And here in Central Asia and Mongolia,
06:40the program has so far delivered over 360 million US dollars
06:44and supported 115,000 women to date.
06:48How can strengthening women-led SMEs
06:50contribute to regional stability, sustainable growth?
06:54We see, based on the global women in business program
06:58that we operate, that actually we see
07:00very positive repayment behaviors
07:03and positive growth in our women in business portfolio.
07:07And the non-performing loans
07:08are actually below the average SME lending rates.
07:12In addition, we see globally
07:14that companies that are led by
07:18or have more female ownership
07:20tend to have lower bankruptcy rates,
07:24are more responsible in taking risks
07:27and are also a lot more crisis resilient.
07:30And beyond that,
07:31we know that women are more prone
07:35to invest into or reinvest into communities.
07:38They're more consciously aware of the environment
07:40and overall, therefore, their contribution
07:42has a broader socioeconomic impact,
07:46including on sustainability.
07:48Mrs. Simone Tejas-Onawsowski,
07:49it was such a pleasure having you.
07:51Thank you so much for the invitation.
07:52Bye for now and see you in the next episode
07:56of EastWest Connect.
