00:00It's important for Americans to understand that how they pay when purchasing something from someone they don't know or trust is critical to helping protect their money from scammers.
00:20Depending on the payment method, there are some things you should keep in mind to help you avoid losing your money when you fall victim to a scam.
00:26Keep in mind that check fraud can happen in a variety of ways.
00:33For example, writing incorrect checks, stealing and altering someone else's checks, forging a check, or depositing the same check twice, once through a mobile app and again at a branch.
00:44Here's what you can do. Never make payments with cash.
00:49Use permanent ink and write the amount in numbers and words.
00:52Don't leave a checkbook unattended, and always send a check directly from the post office or through a secure mailbox.
01:01That is, don't leave them for pickup in your mailbox at home.
01:05When possible, opt for electronic payment methods instead of checks.
01:09On the other hand, person-to-person payments through services like C can be a fast and convenient way to send money to people you know and trust, such as friends and family.
01:20However, it's best practice not to use C to buy things online, especially through social media marketplaces or messaging apps.
01:32If you send money for something that turns out to be a scam, there's a high chance you'll be able to get it back.
01:37To learn more, visit www.2001online.com.
01:41Thank you.
01:42Thank you.
