00:27한국국토정보공사
00:44한국국토정보공사
01:00한국국토정보공사
01:01한국국토정보공사
01:01한국국토정보공사,
01:18한국국토정보공사 한국국토정보공사
01:20The government is preparing to add more
01:24than 50 000 homes to Seoul and the wider capital region
01:28its 3rd such supply package this year, with roughly 20,000 units coming from the revived Urban Redevelopment Program.
01:38The Korea Housing Finance Corporation is raising its project financing guarantee ceiling from 6 trillion won, about $4.3 billion,
01:48to more than 8 trillion won, about $5.8 billion.
01:53Regulators are also considering trimming the mortgage guarantee ceiling on Cheunse deposits in the capital region from 80% to
02:0270%,
02:02part of the broader Household Debt Plan reported to the President on August 7.
02:09More than 12,000 homeowners aged 70 and older now hold property in Apgujong and Banpo, about 1 in 5
02:18owners there,
02:18and a coming overhaul of the long-term holding tax deduction could push some toward selling.
02:25Seoul's supply of new, low-rise, non-apartment housing fell 67% over three years,
02:33dropping from 3,006 completions in 2022 to just 993 last year.
02:40So what does this mean for buyers weighing a purchase this year?
02:44Earlier, we said thousands of elderly owners in Apgujong and Banpo are weighing whether to sell.
02:51Here's what that actually means for you.
02:53If tax pressure pushes even a fraction of these long-held units onto the market next year,
03:00buyers could finally gain some negotiating leverage in Seoul's tightest neighborhoods.
03:05For now, the wider supply package, those 50,000-plus new units, won't arrive fast enough to ease this year's
03:14crunch,
03:14so anyone counting on lower prices in the next few months shouldn't bank on it.
03:20The third supply package's final details, expected as soon as next week.
03:25The August 7th briefing to President Yi on Chunse loan guarantee cuts and the household debt cap.
03:32Whether the long-term holding tax deduction changes trigger actual listings in Apgujong and Banpo,
03:39rather than just talk of them.
03:41That's today's AI Prism Real Estate.
03:45This episode was produced with AI assistance based on Seoul Economic Daily reporting
03:51and reviewed by a human editor.
03:53AI Prism is a Juan Ifra Award-winning series.
03:57We'll be back tomorrow.
03:59You've been listening to AI Prism from Seoul Economic Daily.
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