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This lecture explores the importance of Small and Medium Enterprises (SMEs) in economic development and introduces SMEDA — Pakistan's apex authority for SME growth.

📌 What you'll learn:
✔️ Why SMEs matter: six key roles in the economy (employment, GDP & output, exports, innovation, regional balance, poverty reduction)
✔️ SME contribution to GDP — global picture (IFC & World Bank data)
✔️ SME contribution to Pakistan's economy: GDP share, employment, exports
✔️ The SME financing gap — why it exists and how it can be reduced
✔️ What is SMEDA? Its mandate, establishment, and core functions
✔️ SMEDA's eight key functions: policy advocacy, business development services, training, cluster development, financing facilitation, startup support, and more
✔️ Selected SMEDA initiatives, including the Women Business Incubation Center (WBIC)
✔️ How SMEDA supports entrepreneurs — including healthcare and lab science graduates

🕐 Topics Covered:
1. Why SMEs Matter: Six Roles in the Economy
2. SME Contribution to GDP — Global & Pakistan Picture
3. The SME Financing Gap
4. SMEDA — Role, Functions & Key Initiatives

📚 Sources: SMEDA, State Bank of Pakistan, SECP, PBS Economic Census 2023, World Bank, IFC

🎓 Course: Entrepreneurship & Small Business Management
🏫 CKMC – Allied Health Sciences Institute | BS Medical Laboratory Technology (BS MLT)

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#SME #SMEDA #EconomicDevelopment #Entrepreneurship #SmallBusiness #PakistanEconomy #GDPGrowth #WBIC #BusinessStudies #SMEFinancingGap

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Transcript
00:02bismillahirrahmanirrahim
00:03our second topic is why SMEs matter
00:08SMEs can be in the country and how they contribute in the GDP of countries
00:15welfare and development of a country so it's very important that entrepreneur creates SMEs mostly
00:26in the country and they bring growth in a country some important points are as following you can see
00:37that employment SMEs joe hain hoon mulaq ke indar jobs paita hain hoon mulaq ke indar jobs paita hain
00:44hoon jab kaam kaita hain hoon mulaazmeen ki suhura ta hai phir woon demand or supply ko increase
00:50kakti bedrock hattay hain gtp and output smes businesses hain joh revenue generate
01:12foreign
01:24foreign
01:26좋은 लियर के लियुः के
01:29प्रफु कि पर्डीव करते हैं गुआ के लियुः की मुज़ानि चीपोर्ट है
01:38भेन ऑनल्गी की बनुद्टफु को तर शर्जीक है
01:46लो का नगेृचक कडे मीचनते कहले अव시� female Д
01:49मार्किंट में लियुआ आते हैं
01:57which is also a new model of the operation.
01:58For example, regional balance,
02:00the majority of the population are in small villages.
02:05For example, if we have a medium-sized population,
02:08we can move a little bit more to a small village,
02:12which means that this government has a small village.
02:15The government has a small village and a small village.
02:18So the population has a small village.
02:19So the population is in the local village,
02:23ھو گروت میں جاتے ہیں اور ان کی جو ہے وہ علاقہ ڈویلپ ہوتا ہے اسی
02:30درہا ہے پورٹی ڈیانکشن گروت پتے ہاتھ میں کے اندر اس کا بڑا اہل کردار ہے
02:36اس کے ساتھ جو ہے لوگوں کا ڈیونگ سٹینڈر بہتر ہوتا ہے کیونکہ لوگ جب کام
02:40شروع کرتے ہیں سمال بزنس شروع کرتے ہیں انٹرپرنیو کے جو ہے وہ معاملات
02:49is
02:54in
02:55Pakistan
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07:32The market is not the way it is the way it is the way it is the way you can
07:39get it.
07:40The market can be no longer market.
07:44The market can be taken as an entrepreneur.
07:49The market can be made as a result.
07:53Regulatory and tax burden.
07:55It is important to reduce the government's lives.
07:58It is important to reduce the tax burden.
08:02and compliance conditions.
08:05Political and economic instability
08:08and economic instability
08:10and economic instability
08:12and the impact of the economy.
08:15Inflation means the prices are increased.
08:21The benefits of the economy
08:24are increased.
08:25Infrastructure is a good thing.
08:32because the business is so good and so what is the problem?
08:37it's very good and so the business is so good.
08:42market conditions are very fast,
08:46which you can see in the internet and mobile.
08:50to total technology change
08:52so it's difficult to survive
08:54now
08:56financial gap
08:58you can tell
09:01that 40% GDP
09:02SMEs
09:03produce
09:05but
09:086-8%
09:10bank
09:14SMEs
09:15if you are sold
09:16then you can get 8%
09:18you can get 8%
09:22lack of collateral
09:25Guaranty
09:26business
09:27guarantee
09:31record
09:31audit
09:32bank
09:34bank
09:34bank
09:39risk
09:40business
09:41especially
09:42if
09:46it's so much
09:47interest
09:48that
09:49paper work
09:57unregistered
09:58unregistered
09:58unregistered
10:00unregistered
10:02unregistered
10:03which
10:04gap
10:04is
10:08SME
10:10SME
10:11SME
10:14SME
10:15SME
10:21SME
10:23enterprise
10:23development
10:24authority
10:24proposal
10:25proposal
10:26business
10:28register
10:30help out
10:31this
10:36scheme
10:37to
10:39guarantee
10:40grant
10:41grant
10:41help
10:44business
10:45register
10:46settle
10:46settle
10:47settle
10:47and
10:47help
10:49out
10:59small
11:00medium
11:00enterprises
11:01development
11:02authority
11:04government
11:04institution
11:05institution
11:05is
11:06a body
11:07which
11:07is
11:08a
11:08company
11:08that
11:08is
11:09a
11:12business
11:13start
11:14and
11:15grow
11:15and
11:16complete
11:17and
11:20help
11:21out
11:21and
11:22help
11:23out
11:23and
11:24it
11:24is
11:26a
11:31government
11:32government
11:32community
11:32that
11:33is
11:33a
11:34mandate
11:37that
11:39SMEs
11:40friendly
11:41policies
11:42are
11:44and
11:45those
11:46who
11:46are
11:49government
11:49to
11:50help
11:50to
11:50help
11:51to
11:51facilitate
11:54training
11:59is
12:01and
12:02they
12:04have
12:04425
12:05people
12:06who
12:06have
12:08planned
12:08and
12:09they
12:09have
12:10planned
12:13help
12:14out
12:15and
12:15help
12:15out
12:24help
12:26out
12:28steps
12:28in
12:28the
12:30functions
12:31one
12:33policy
12:34joh
12:35government
12:35policy
12:35made
12:36of
12:38use
12:42small
12:46businesses
12:48help
12:49in
12:49terms
12:49from
12:58So, passibility and training, entrepreneurs training, marketing, finance, all help out
13:09Information and resource center, if you have any information, you need to do business, small level, medium level, or micro
13:17level, help out
13:19Center, start-up, sport and technology, start-up, business plan, registration, compliance, promote modern technology
13:35Throughout the process, help out
13:38Business development services, business development services,
13:42कि आप किस तरा करें, क्यात्किता कार और क्रास की डिजाइन नहीं हो, उसका जो सार और कास्ट और और
13:48और सेलिंग और किस तरा कर नहीं है
13:51क्या पर इससे help out करेंगे
13:52Sector and cluster development
13:55Sector and cluster, मुझत इस इस इसों को जवाहिब का दे जाते हैं
14:01तर मुझत इस इस इसों के दो पर सेक्टर हम बोलेंगे
14:05Industry sector है, Technology sector है, Financial sector है, क्यों सेक्टर है
14:09तो तो फिर उसी के मताब़ के help out कि जाएगी
14:16Facility in financing
14:17You can help out and help you.
14:22You can help you.
14:28Market Access and Dental Focus.
14:32You can help out.
14:36means that there is no exhibition or exhibition, so you can score them in order to score them.
14:44For those who work, they work with special funds.
14:56SEMDA initiatives are called Industrial Cholesterol Development and Transformation Program.
15:03I am sure that the industry are sector wise,
15:11for example,
15:12for surgical support,
15:19for Kujarao Naval
15:25Kujaraa is working with Kujaraa.
15:27And there is a lot of work where they develop them.
15:27And there is a lot of work in Kujaraa.
15:32So, these sectors are going to be better and lead to help out.
15:41SME policies for automation.
15:45Small and medium businesses for automation.
15:50Project for up-creditation of SMEs.
15:57SMEs are the government funds to provide.
16:04Business, Women, Business, Incubation Center.
16:09There is a training.
16:11It's a center center.
16:13It's an internship.
16:16It's a facility to provide.
16:20Experts to help out.
16:24Practical training.
16:25It's a task.
16:26Help desk.
16:28It's a desk.
16:29You can do a part.
16:32You can do a procedure.
16:35You can do a job.
16:35You can do a job.
16:41Some opportunities for VSMLT.
16:45Yes MLT Crusaders
16:47You can use
16:48you can use
16:52then you can use
16:57your report
16:59Sample Collection Center
17:01If you call this system
17:05you can choose
17:07the use of the
17:08and your simple information
17:16Lab Supplies and Reagents
17:21Labs, which needs to be used, tankers, etc.
17:27They can sell or sell or sell.
17:33Equipment Services, Calibration, Maintenance and Repair of Labs, Analyzers and Instruments
17:40for that, but if you are Państwo, you can help you with the program.
17:50Quality Loos of Health Regulators.
17:56Business Plan, Registration, Registration.
18:01So, as a PDF to the Pre-Fusibility Report in your Play start,
18:17What might Pakistan benefit from adopting a single
18:25harmonized SME definition across S, P, P, S, C, C, and P.P.S.
18:36outcome?
18:39SME contribution quality smaller percent than 곧 Size
18:47Gap amount is height bigger.
18:57This function does help out.
19:05If you can use the option of the application,
19:10what is the option of the application?
19:13What is the plan of micro, medium,
19:17what is the option of the application?
19:22Parts of SMEs, we have discussed that SMEs are very important for business development.
19:34It is a basic or basic definition.
19:41There is no definition.
19:45Sam Dunn has a different definition of sales.
19:51SNCP has capital sales.
19:57PPS has a different definition.
20:01SNP has 90% of business,
20:0540% GDP has 80% of non-agriculture
20:12who can do it.
20:1625% to 30% discount,
20:18but the loan has a little bit.
20:226-8% total loan.
20:25The role is 40% GDP.
20:29Sam Dunn has 98% of business.
20:32It's the same thing that
20:35SMEs have developed and facilitated
20:38so that they grow up.
20:42You can see the same thing.
20:46This is a lecture.
20:47I hope you will enjoy it.
20:49You will enjoy it.
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Ahscholars
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SMEs and Economic Development | What is SMEDA and How Does It Support SMEs in Pakistan?

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