00:04Hello and welcome, I am with you, I am with you, I am with you, I am with you, I
00:07am with you.
00:08Markets with GR, today we have a policy of RBI and its share bazaar,
00:14because, see, 25 basis points of basis points, rate hike,
00:20and rate hike is a very long time,
00:23and share market, even though it is a rate hike,
00:27it is a factor in, but today, RBI has changed its stance,
00:35it has become a little volatility in the market,
00:39because the market is taking it from a certain way,
00:43it is also a confusion.
00:45Okay, the stance that has changed its stance,
00:47it is now taking RBI neutral stance.
00:51Rate hikes had not been done,
00:53it was a very long time, in February 2023,
00:57it was the last time rate hike,
00:59after that,
01:01we have seen 4 rate cuts,
01:03and then the rate hike,
01:05in October 2026,
01:06RBI has done it.
01:08Now, the geopolitical tensions are so big,
01:10crude oil prices are rising,
01:12and inflation is rising,
01:15and the inflation is rising,
01:16and the RBI has been rising,
01:16and if the RBI is the governor,
01:18then India's growth story is intact,
01:22the growth of the project,
01:23is growing up for FY27,
01:25and the growth of the project,
01:28is growing up for FY27.
01:40The oil prices are rising,
01:42If we see the sales of the markets,
01:45then crude oil prices,
01:47bottom deal is rising,
01:49this is the impact of the budget.
01:49These are factors that affect the future.
01:53With this RBI policy,
01:56while we see the RBI policy,
02:09which I just mentioned the impact of starting price is quite positive but
02:14the 150 bank is looking at Nifty Bank too.
02:17and after that, I am telling you that,
02:18it shows you how to expand the next upload of 25,842.
02:24Well, we can understand the policy.
02:28Now, by changing the neutral stance,
02:31RBI has calculated its mane.
02:36Now, we finally see the inability to understand the cut.
02:43This means that RBI is looking forward to the power of power, and in the near future,
02:47the stance will not change from the calibrated titling, until there will not be rate cuts.
02:54It will be rate hike or pause, we will deal with the same rate.
02:59RBI has this stance.
03:01The rate hike is 25 basis point, and then the repo rate is 5.50%
03:07And the RBI has said that this stance is clear,
03:17the problem is that it will be rate price of global inflation.
03:21This one will actually tighten the central bank to the monetary policy.
03:25For the rest of the central banks, the RBI has also taken this direction.
03:55Thank you very much.
04:20Thank you very much.
04:40Thank you very much.
12:53So,
12:54I hope you say
12:56Goodcock Jonnippa
13:04Yeah, I will talk about financial services and normally when the rate hike cycle remains
13:10then the financial services sector is good, it is the banking sector, so for me the financial
13:16services sector is a backbone of our economy and it is good, credit growth is good, deposit
13:24BFCNR is a lot of liquidity in the system, so definitely the banking sector is very attractive
13:42I am not an expert on that, but I would always advise people to continue with their fundamental
13:49assessment and speculative information, then overreact not to do that, so you don't
13:57have to do that, so you can't do that, so you can do that, so you can do that, so
14:03you
14:03can do that, so personally, in your experience, the asset classes, the equities are good or
14:10then you can diversify different classes in different classes?
14:15Diversification is always a good strategy, if you have a good investment, if you have
14:20a good investment, if you have a good investment, fixed income plus equity and these commodities
14:26like gold asset, so it is good, if you have a good risk, you have a good hedge, so you
14:34have
14:34a good investment, but my advice is to make your financial planner, it will be better, but
14:40the diversified portfolio is always better.
14:43So, sir, if you hit higher than that, so thatrology increases the growth eigenen
14:59ཡོོན ཚ്འོོས སྲམ སྲད ར྿ེ ཟོསྲསྲང མཇུགས མཇྱ འོ དགཟོས ཏའོ ཤོར མངས གསྲང སོསྲསས སྲེས རིལ ས�
15:19essential borrowing
15:20that is what it is
15:22so,
15:23if we go to the
15:24higher rate,
15:24then we will continue
15:26and the sector
15:27is out of it
15:30and the growth
15:31is going on
15:32and the quality is good
15:33so,
15:34I don't have
15:35any indication
15:37that the rate
15:37is not
15:38that the rate
15:40any growth
15:41will come on
15:42Okay,
15:43if you have
15:44the performance
15:45as you have said
15:46that the strong
15:46performance
15:47is showing
15:47the performance
15:50foreign
15:51foreign
15:54foreign
15:54foreign
15:57is a sunshine sector, you should definitely focus on the sector, because in the sector
16:01there is a revival and the asset quality is very improved, significantly improved, the
16:07credit cost bank, the MFIs, the growth is good and the growth is good, the sector
16:14is 20% of the growth of the sector, if you look at Crystal's report, the asset quality
16:21is significantly improved, profitability will grow, and if the valuation of the
16:27sector is very suppressed, if you look at the opportunity, it is a very good opportunity
16:33to invest in today's day in the microfinance sector.
16:36Okay, sir, one last question, if you look at liquidity, if you look at liquidity, the
16:43lending or saving rates, when are you expecting the transmission, when are you expecting,
16:49because you have said that in the near future there will not be so fast, but the transmission
16:54will happen, when will it happen, and what kind of scenario expect will it happen?
17:00Usually, the transmission will be 3-6 months, 1-2 quarters, so that will be the time for
17:07the transmission of the rates, and as we increase the rates, it is good for the depositors,
17:43it is good for the investment.
18:07Thank you so much, Mr. Sareed.
18:27Thank you so much, Mr. Sareed.
