00:00If I talk about micro markets, then where are you looking for the most strong momentum for NRI?
00:07I always recommend that you always choose tier 1 cities.
00:13There are two big reasons.
00:15The first reason is that the growth is related to infrastructure, jobs, or any kind of growth is the most
00:21important.
00:21The second reason is that the growth is easy.
00:27The growth is not easy to manage the world.
00:31The growth of countries is a very difficult task.
00:36The growth of professional outfits is not in small places.
00:44If you think about small places, the percentage of investment is less than 20-30%.
00:51If you think about small places, you don't have a small share of your total investment portfolio.
00:54We always make them conscious.
00:58We always keep the focus on the metro.
01:01The metro cities is better for NRIs when you invest in real estate or properties.
01:06If you talk about metro cities, you are looking for the industry.
01:12The most interest in NRIs is in which city is in which properties is in which city is in which
01:16city is in which properties?
01:17Do you want to understand this?
01:19Look, metro cities is the most important.
01:22Whether it is in Delhi NCR or Noida.
01:24In Noida there are also some micro markets where there are more trends.
01:28Like Golf Course Road, Golf Course Extinction or Dwaraka Expressions.
01:31There are the big micro markets in Noida.
01:34There are more trends.
01:36There are the categories of developers.
01:39There are DLF, Himar, Godrej, Shubha.
01:42There are more trends.
01:42There are a big micro markets as well as a trend.
01:51Even in the south, there are popular areas like Whitefield and north Bangalore.
01:58The trends look into more.
02:00Because in all of these large markets there are data of these micro markets.
02:08foreign
02:13foreign
02:24foreign
02:28So, these are some parameters that we always need to see NRIs, and in the big cities,
02:34the hotspot, which is called real estate, we always need to invest in it.
02:40All right.
02:42When NRIs is in India, or where they invest,
02:46then the biggest factor is dollar versus rupee.
02:50The rupee depreciation plays an important role.
02:53Now, if we look at the price of 94-93 in this case,
02:59it is compared to the dollar.
03:01The depreciation is a little less.
03:05The rupee depreciation has been seen.
03:06However, the price of rupee depreciation is compared to the price of rupee depreciation.
03:12How does it affect NRIs buying?
03:33The rupee depreciation is one of the reasons for NRIs.
03:38We must invest in these products.
03:39You put the price of long-term money.
03:40These are the reasons for NRIs.
03:43The price of rupee depreciation can help you in the time of buying.
03:56to help you.
03:58But exit time, it has a reverse effect.
04:01If you think your property is 10, 15 percent, 20 percent, and the rupee will be depreciated
04:06by 5 percent, then at 5 percent, you will lose 10 percent.
04:12Because you are selling in India, you will also sell in India.
04:16So in India, the rupee will be transition.
04:18This is a catch-29 situation.
04:20This should not be the only reason.
04:22So talk with a well-informed consultant, who invest in NRI, they will better guide you.
04:30This is not easy to understand.
04:32This is not easy to understand.
04:35Okay.
04:36But sir, if we talk about NRI in this language,
04:39does the purchasing power increase in the rupee?
04:44Purchasing power increases.
04:45There is an advantage.
04:46If you buy a 100 rupee for example, a dollar rate is 100 rupee.
04:51When you buy in India, you have the advantage in India,
04:54you have the advantage in which you are bigger.
04:56Because the dollar rate is not connected with Indian real estate.
05:01You have the advantage.
05:02If you buy a 100 rupee for example,
05:04you have the advantage in your dollar 10 percent,
05:05you have the discount.
05:06You have the advantage in this way.
05:09So you have the advantage in India.
05:11Okay.
05:14When you invest in Indian properties,
05:17what is the trend now?
05:18Is there more residential properties
05:20or commercial properties?
05:22This picture is why I am saying
05:24for painting this.
05:25Because the next question is also a data bag.
05:28The data we have.
05:29Commercial and residential are both investment.
05:32But what is the trend now?
05:34Commercial or residential?
05:36More than half of the investment is around 60, 65, 70 percent.
05:41Residential is not happening.
05:42Because residential is easy to understand
05:44for any NRI.
05:46It is easy to understand.
05:47There are no complications.
05:48There are no complications.
05:50There is no liquidity.
05:51So we also recommend that as an NRI,
05:53if you don't want to have complications,
05:55you want to have your investment smoothly exit,
05:57then you should keep your investment in primary source.
06:00You should keep your investment in primary source.
06:01And this is the data.
06:02The data says this.
06:03But there are many seasoned investors who live out
06:05who invest in commercial in commercial.
06:08Because in commercial,
06:09there is more rental return.
06:11They get around 6-10 percent.
06:14From the price of buying.
06:16If we have 3-4 years after that,
06:18we calculate rental return.
06:20So those are rental return investors
06:22who keep that sensitivity,
06:23they do in commercial.
06:24But for the masses,
06:26it is easy to understand that
06:27it is residential.
06:27So the majority audience
06:28invest in residential.
06:30So what is residential investment?
06:31Okay.
06:32In residential investment?
06:34I said,
06:35we have a data.
06:36I also keep that in front of you.
06:37Residential yields,
06:38which are reports of 2-3.5 percent.
06:42But in commercial,
06:44or office,
06:45which is a commercial purpose,
06:47which is an investment in property.
06:50There is a data in 6-9 percent.
06:53In residential yields,
06:54which is an investment in rental yields.
06:55Now,
06:56a NRI,
06:57which is a budget of
06:581-5 crore.
07:01What is advisable?
07:04What will you advise for?
07:05What will you advise on consultation?
07:06What kind of property should you invest?
07:11How do you advise on the market?
07:12When we are asking for investors,
07:13we ask what the existing exposure
07:17is in the new industry.
07:19If you are first-time investments,
07:22we try to make a whole
07:24that they will put money into the policy.
07:26And then,
07:26we will start with the financial payments,
07:30so the financial payments,
08:05Thank you very much.
08:31Thank you very much.
