The October jobs report blew past every forecast: 165,000 jobs added vs just 59,000 expected — but wages rose only 3.1% while inflation runs 3.6%, so the average worker still lost ground. With December rate-hike odds now near 78%, card APRs and mortgage rates could stay high into 2027 — on a $10,000 balance at 24%, that's about $2,400 a year in interest. Follow US Money Guide for daily money tips!
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