The typical first-time homebuyer in America is now 40 years old — a record high — and a record 1 in 10 first-time buyers paid all cash. In this video, we break down the National Association of Realtors' 2026 report: why first-timers are just 22% of buyers, how a $389,601 median price and a 7.18% mortgage rate pushed the finish line to age 40, what waiting costs you in lost equity and rent, and the 5 moves that can still get you into a home years sooner. Follow US Money Guide for daily money tips!
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Educational content, not financial advice.
