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How much harder has it become to make ends meet?

As prices of basic goods and services continue to rise, ordinary Filipinos are feeling the impact on their daily expenses. From drivers spending more on fuel to vendors adjusting to higher costs, students managing their allowances, and commuters dealing with transportation expenses, inflation affects everyone differently.

How are Filipinos coping with the rising cost of living, and what can be done to ease the burden?

Join us on Beyond the Headlines as we look deeper into the impact of rising inflation on everyday Filipinos.

Look Deeper. Think Better.

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Transcript
00:00Thank you so much for joining us.
00:30Thank you so much for joining us.
01:00It is crafted, one cup at a time.
01:04Your perfect latte is ready.
01:06Coffee first, then everything else.
01:11Why does it feel like our money is getting smaller, even when salaries remain the same?
01:17Good afternoon and welcome to Beyond the Headlines.
01:20I'm DJ Moises.
01:21And today's conversation is brought to us by Coffee First.
01:25Inflation is accelerating nationally, but Central Visayas is experiencing an even faster increase.
01:34Money seems to be running out faster even when we are buying the same things and earning the same salary.
01:41According to the latest Philippine Statistics Authority report released yesterday, November 5, the country's inflation rate accelerated to 7.8
01:52% in October, up from 7.2% in September.
01:57The fastest pace since February 2023.
02:02Cebu City recorded 8.4% inflation.
02:06Cebu Province, 9.2%.
02:09Mandawe, 6.8%.
02:11And Lapu-Lapu, 5%.
02:14Here in Central Visayas, the situation is even more concerning.
02:19Inflation reached 9.5% in October, up from 8.3% the previous month.
02:27This is significantly higher than the national average.
02:32Food inflation reached 10.4%.
02:35Nationally, transport costs increased by 20.1%, while housing, water, electricity, gas, and other fuel costs rose by 9.3%.
02:48Inflation is not just an economic indicator.
02:52It affects what families can put on the dining table, how much commuters spend getting to work, how much businesses
03:00pay for electricity and logistics, and how much money remains after every paycheck.
03:06How do we manage rising prices while economic growth is slowing, businesses are dealing with higher operating costs, and workers
03:15are concerned about job security and employment opportunities.
03:19Let's look deeper and think better.
03:26I'll start with my comment with the trend over the past few months, and you can see it on screen.
03:35We can see that in the period starting January of 2023, there was an elevated state.
03:44So, that was 8.7%.
03:47So, taas siya, 8.7% January of 2023.
03:51And on the graph, you could see that it's easing and even reaching up to 0.9% July of
04:002025.
04:01So, that was last year.
04:02But we can also see on the graph, among other factors, ang impact pod sa Middle East tension.
04:10If we could recall, if we could recall, it started in February early this year.
04:15And if you could see on the graph, there's already a steep climb of inflation, reaching 7.8% in
04:24October this year.
04:26So, again, we could really see that the Middle East tension among many factors has significantly also impacted countries, which
04:37is in the Southeast Asia.
04:40So, that's really how much globally interconnected we are.
04:45And I'll reserve that in another session on the impact also on globalization.
04:51Now, that's why I'm just mentioning that that's why it also matters that we need to also stay updated, not
04:58just on what's happening on the Philippines, but also on what's happening on the other parts of the world.
05:03Because we are in a phase of globalization.
05:09So, that's an example.
05:11So, now, these are year-on-year inflation comparison.
05:17But before I'll move forward on the implication, maybe some of our viewers would also be refreshed kung unsagin din
05:24ni ang inflation.
05:26Now, inflation is different from kinang price level.
05:32Because kung talawin na ito, once musaka nagin ang presyo, like gasolina for example, nagihikan sa G-spisos, maabot na
05:39siya o 90 pesos, but wala na magin na siya nibalik o G-spisos.
05:43So, inflation, kung musaka siya o munaog, it doesn't necessarily imply na mauni siya ang price level.
05:51Because ang inflation is a comparison between the prices of a set of commodities that's commonly consumed by an economy
06:00and then i-compare siya on a period to period.
06:03So, ma-imagine na ito siya na it's possible actually na kung musaka ang inflation, meaning ni-increase ang mga
06:11presyo, then ang value sa ito ang money munaogsad siya.
06:16So, for those of us who just needs ka ng comparison or at least for us to have a better
06:22appreciation on its impact.
06:25So, for example, kung mapalit taog isa ka kilo sa bugas and that's 50 pesos, although ang gi-promise kay
06:3020 man.
06:31But anyhow, sige ka ng 50 pesos and then ka ng ipalit po taog ka ng one dozen of eggs
06:37and then akong gibutang dini nga presyo is 100.
06:39And then kung cooking oil, kayo mahilig man tag-prito-prito, bisan ang rice atong prituhon.
06:45So, ang egg, 90 pesos. So, ang total aniniya is 240.
06:51Now, assuming because of inflation, ang presyo sa bugas ni Saka na siya from 50 to 60 and then ang
06:58one dozen ng itlog, nahimo na siyang 100 to 120 and then ang cooking oil from 90 to 110.
07:07So, ni Saka na for the same product nagipalit na na siya sa 290. So, na 50 pesos difference.
07:15So, same raang niyang gibalit, rice, isa ka dusin ng itlog, o cooking oil, pero nispend na siya for this
07:24particular period, o 50 pesos more.
07:27So, mauna ang kanang inflation in a nutshell.
07:32Now, the last time, the Philippine Statistics Authority Region 7 was here.
07:38So, kanang naasad ko yung ipangotan na niya on kanang the basket of commodities because para madiunggan na ito ba?
07:45Because eventually, I'll go into the drivers, mangod, para marag natay equal understanding.
07:49Because some of us already understood what I'm saying, but there are also those na kanang kinahala, nag-refresher.
07:54So, that's why, park lang sa mo ang katong nakasabot na ani, o ang katong wala.
07:59Just allow me also to refresh you para when I move into the factors and the analysis, pareho na taba.
08:05We are on the same kanang plane na, no?
08:07So, kung katong namensyon na ito, is mo itong nangutana ko sa katong ato ang regional director about basket of
08:13commonly purchased.
08:14Because, munang manotice na ito kung nani-driver sa inflation ka nang naka-specified siya into food, and then housing,
08:22transportation, clothing, healthcare.
08:24Because, maupod na siya ang kanang basket of commodities na gi-group together pag mo examine ang government or ang
08:34Philippine Statistics Authority, for example, kung nabay change sa ato ang presyo.
08:39So, kung food, naadi na ang rice, naadi na ang ato ang fish, meat, vegetables, eggs, or katong example, cooking
08:46oil, bread.
08:47Kung housing, of course, munang mga rentals, housing and utilities, so electricity, kanang water, and then gas, and then transportation,
08:58obvious man na siya.
08:59So, nakagroup na sila together.
09:01So, katong mga nangutana nga, what if ang ubang households nahi man sila o kanang needs compared to other households?
09:07Gi-weight po na sa Philippine Statistics Authority.
09:11Para, at the end of the day, because ang naka-weightage man siya, it would still be a reflection of
09:18the overall consumption and spending of an economy such as the Philippines.
09:24So, we can imagine na pag mag-sensus na, or kanang-muanto na ang kanang statistics authority, munang sila'y
09:31ka ng lista, and then munang sila nag-shopping, and then they validate it on a month-on-month, no?
09:37And a year-on-month, and a year-on-year comparison, because munang natay ka ng inflation report every month.
09:43So, naal karun, kainan naman tayo ka ng even understanding on how inflation is actually computed and what it truly
09:50meant.
09:51So, let's move into the current numbers that was reported by PSA, no?
09:59So, nationally, it's 7.8%, and this is kanang-kanang-kanang-kanang, the level is a national, but if we
10:11look at kanang Central Visayas, so this is Cebuan, Bohol, it's even higher.
10:16Kaya kung ang national number na ito pag-October is 7.8%, ang Central Visayas is even at 9.5%.
10:24Kung na-recall to ninyo nga figures akong gi-quote also during the introduction, kung tanawa na ito, in terms
10:32of the national average, which is 7.8%, ang mas taas aniniya, kay Central Visayas is 9.5% man,
10:38ang mas taas aniniya is Cebu City and Cebu Province, and then ang Mandawe o Glapo-Lapo City are lower
10:48than the national average, no?
10:49Just for kanang-kanang context.
10:51So, for Central Visayas, the guests naman po na ito, ang katong friends na ito from DepDev.
10:57For Central Visayas, persistently higher gini ang atuang inflation compared to the national average niya.
11:04Kaneng trend, nagsugod niya siya second half of 2025.
11:09In fact, karong October is already the 9th consecutive month na mas taas ang inflation sa Central Visayas compared to
11:21the national average.
11:23So ang question na ito is, anong inaniman ang Central Visayas? And the reason why I'm also explaining this, not
11:32only for us to understand the causes, but also for our government agencies, our LGUs, and even kita nga everyday
11:42sa Buonos, makabaluta ba on how we can potentially help and collaborate para mamanage ang ito ang higher inflation rates
11:52sa Central Visayas?
11:53So ang main driving factor gina ni is ang atong food supply and distribution. And I think many of our
11:59guests already in the past have explained na ang atoang agricultural products dependent gina sa atoang neighboring municipalities or islands.
12:13So mauna nga kanang mas taas gina ang presyo because instead of growing our kanang agricultural needs in Cebu, a
12:21lot of them are actually bought from other places.
12:24So naay mas mahal siya. And as an implication of that, that's why ang second driver is also logistics.
12:31Kinahanap pa man siyang itravel by sea or by land for have to have the agricultural products reach Cebu.
12:40So vulnerable sa taas sa kanang mga fuel prices na kanang elevated because dependent po ta sa logistics to get
12:50the products from other parts of the Visayas and the country into Central Visayas or into Cebu.
12:57And then finally, ang housing and utilities. So as mentioned earlier, ang biggest driver good is ang food followed by
13:05transport. Now we understand why.
13:08And then next is ang housing related expenses.
13:11Now the reason also, I'd also like to highlight ang kanyang housing and utilities.
13:20And I'll zero, and mauna nga katong manotis ninyo, ang atoang concern towards El Niño, especially on water supply, because
13:30that could potentially drive, Mansad, the cost of water, kung magkulang ta sa tubig.
13:37But for this conversation, I'll zero more on electricity because we are all aware that ang Visayas is in a
13:48power crisis, na tayong problema largely on generation.
13:52And then by virtue of supply and demand, kung taas ang demand, kung niya, short ang supply, then mumahal yun
13:59ang iya ang presyo.
14:00So that's the risk also that we are facing along with the crisis.
14:05Now the other thing also, which we were also educated by our friends in the utilities, on the electricity, exposed
14:14po ta sa kanyang wholesale electricity spot market.
14:18Although commonly, ang mandungga na to na niya is wisdom, no?
14:22So that's wholesale electricity spot market.
14:24So in a nutshell, kanang kabalo ko nga, it's complicated, but kanang ako lang siyang i-narrow, no?
14:30Basig ma-accuse ko of oversimplifying ba, but at least, kanang para magkasinabot lang ta, kanang naamaguntay ka ng mga
14:37regular, kanang generators of power.
14:41But during crunch time, mapugus yun ang atong utilities to buy from spot markets.
14:48So money siya ang kanang, and a lot of them actually are kanang generated by oil, no?
14:53So kung mapalit sila, it's usually sold at a higher price.
14:59But wala man sila'y choice.
15:00Kaya na-down, for example, ang coal plant, then wala sila'y choice.
15:04Kaya makontinue maginitong demand sa electricity, that's why itong utilities will buy it from WISAM, no?
15:10So from that market, which would also result to higher kanang electricity.
15:15So if we combine na to na siya sa law of supply on demand, that answers the question, na kanang
15:20natingala ta ba?
15:21Nga katong time na rampant pa kayong rotational brownout mo, ingunta nga, sige man ang tag-brownout,
15:26but nga nung nimahal naman akong electricity bill.
15:29Because ninaog man ang supply, no?
15:33Nga atong demand na arasya din ha.
15:35Now, maupod ni siya nga kanang in the show, we've been highlighting also the impact of Super El Nino
15:42because ang NGCP, at least from various sources, already confirmed na naatay kanang crisis in terms of electricity din sa
15:55Visayas.
15:57But if we are to leverage from the Luzon grid and the Mindanao grid, then manageable rasya.
16:04However, kung tanawan na to, ang Mindanao grid is kanang a portion of that is generated through hydroelectric, no?
16:14So kung Super El Nino and then drought and then hydroelectric, so we could anticipate na there's going to be
16:23a constraint kanang generating capacity on Mindanao.
16:27So kung ang portion sa nitapal sa ato ang shortage sa Visayas is coming from Mindanao,
16:35then kung wala kita'y gibuhat na different, kung introduce na na to ang Super El Nino,
16:41it's very possible na mubalik ta sa katong frequent yellow and red alert again if unmanaged.
16:48So murag mo niya siya ang atong panawagan sa toang generation and utilities providers and also the government
16:55because kung wala kita'y gibuhat na significant action that will change the situation,
17:00kung ibutang na na to ang Super El Nino,
17:03then potentially this could aggravate atong problem with electricity.
17:09So this, and remember, because mas igang ka ron, no?
17:13A heat index could go to 40 on several days and even 50.
17:19So ang ato pong cooling requirement, which requires electricity, is also higher.
17:24So can you imagine elevated ang demand but potentially mas ninaog ang ato ang supply.
17:31So how does that impact sa ato ang not just kanang sustained power supply
17:40but ang hurt po niya with respect to the price of electricity,
17:46which drives inflation potentially even higher.
17:50So that's why I'm really hoping that more of our government leaders are truly monitoring
17:55the impact of Super El Nino because November pa lang takaroon, no?
18:00But we're not seeing the entire stretch just yet.
18:04So if wala manganig yun taong nakaprepare ang ato ang government agencies
18:08o ang atong LGUs sa katong months ago, which we should have,
18:15then I hope ka nang mas busy naunta sila karoon, no?
18:18To prepare for this.
18:20Kaya unfortunately, little magid kayang akong nadunggan yun about what's happening.
18:25Except nakatong conversation na to with Colonel Pastor, no?
18:28On the part of Cebu province, but on the other parts of Cebu or even the Philippines in general,
18:34murag medyo nabalaka ko kay murag hinay, no?
18:37Basin this is a problem of communicating them more or which is to me is a smaller compared problem
18:45compared to basin kulang ang preparation.
18:47But that said, what I'm just saying is the Super El Nino could further, potentially further,
18:54worsen our already elevated inflation in the Philippines and in Central Visayas.
19:01So again, in the Philippines, this is 7.8%.
19:03In Central Visayas, this is 9.5%.
19:079 consecutive months na siya nga elevated compared to the national average.
19:13Ang transport, very noticeable, no?
19:15Philippine, nisaka siya by 20.1%.
19:19Taas-taas gid siya nga jump, no?
19:22And then, ang food is 10.4%.
19:27Daku-daku, dagsad siya, no?
19:29So, these are the things.
19:31Because what happens is we are spending more na yun,
19:34kahit muna kung gi-explain ka ganina,
19:36when we move around.
19:38So, dinhipod ni ang kanang mga tug of war between workers and business owners.
19:43Kaya ang businesses are spending more in terms of kanang their operational cost.
19:49While ang household food are spending more.
19:53So, murag nag-huot na ang duhan, no?
19:55So, that's why there's, niya na kung nga, this should not be kaning wage increase,
20:00but should not be between business owners and employees.
20:03Okay, both are actually, especially, and again,
20:06ang Philippines is 90% of our businesses are micro and small.
20:12And then, kung ibutang na na ito ang medium, 99.
20:16So, kasagaran yun sa ito ang businesses,
20:1999% are micro, small, and medium businesses,
20:23which are also vulnerable to inflationary impact, no?
20:29So, mauna, nga dili ni siya battle between households and business owners.
20:34Kaya puro po ni sila naglisod karong panahon na.
20:37And that's why I'm actually hoping that there will be more intervention
20:41coming from the government, no?
20:43So, ang rice food is also more expensive this time compared to last year.
20:50And then, kung, ahana na itong promise nga, 20 pisos.
20:54But anyhow, kung ibutang pagid na ito ang super ill ninyo,
20:59well, I hope sayup ko.
21:01But this would even increase the price of rice, no?
21:05Unless, if ang Atuang Department of Agriculture,
21:09or DTI and other government agencies are actually doing their best to manage this, no?
21:15And if they are, we welcome them also in the show to help us understand
21:19and at least, kanang magaan-gaan ang itong gibit-bit na kanang worry ba.
21:24Specifically, on the rising prices of goods and services.
21:29So, kanang, kanang skip na lang ko sa katungkuan, kanang wages.
21:34And I think we have already explained that, small businesses.
21:37I've already explained that.
21:39So, what are the things na lang that we can do?
21:42Although, if you would ask me,
21:44na-prepare na on ta ni siya, way ahead, no?
21:47But, sige na lang.
21:49Nanaman ta din hi nga situation.
21:51So, first is, duhang akong tubagani.
21:53The government side,
21:54and on sa ang Atuang mabuhat na mga everyday Filipinos, everyday Cebuanos.
21:59I'll start with the government, no?
22:01Kung ni SACA na-intensify ang efforts sa atuang government agencies to monitor prices,
22:10sa Haina, punta yung mga kaigsuuna na mo take advantage,
22:14then, Middle East, tension pa't itong gisturahan.
22:18Karun, the effort should even more intensify pag iyon.
22:23Because na na tayo super ill ninyo.
22:25So, that would complicate the situation further.
22:27And because naglisod ang panahon,
22:30I'm not justifying,
22:32but usahay ang kanang uban nga mo bigay na ba.
22:36Kanang, they tend to take advantage of the situation, no?
22:40So, the more magbantay ang atuang government agencies, no?
22:44On monitoring the price levels.
22:47The other one,
22:48maunta na siya nga,
22:49I'm also a proponent of infrastructure.
22:52I don't use build, build, build.
22:54Kay ma-issu man ta na.
22:56But, karun, this is an added understanding for us ba,
23:00na one of the reasons nga nihinay ang atong economy,
23:04because nihinay man sad ang government spending,
23:07specifically on infrastructure.
23:10But, and we know nga,
23:12it's a knee-jerk response because of the flood control scandal.
23:16But aside from katong mga money na nawala,
23:19because of flood control corruption,
23:21because nahinay sad ang construction,
23:26o ganang infrastructure spending sa government,
23:30so nihinay sad ang atong economy,
23:32because ang movement sa atong economy,
23:34daku yung gayung impact din ha,
23:35ang infrastructure spending sa government.
23:37And because nahinay na siya niya for quite some time,
23:40mo na nga nihinay po d'ang ito ang government.
23:43So, ang spending.
23:44So, I also hope na our government agencies,
23:48no, and government leaders will,
23:50will, aside from solving the flood control scandal,
23:54na morag ka nang,
23:56I don't know where it is now, no?
23:57Okay, morag gistrayahan naman na na to,
23:59but I don't know exactly how it's being resolved.
24:01So, anyhow, aside from that,
24:04I hope sad ka nang getrabaho ta sa mga control mechanisms
24:08so that we can go back to our infrastructure spending.
24:12Because aside from improving road conditions
24:15and infrastructure in the Philippines,
24:17it will also generate opportunities for everyday people, no?
24:22So, ka na, importante na for the government.
24:24Especially now, nga ni Saka ang Palaliton,
24:29Super El Niño, et cetera,
24:30then, please, no?
24:32So, please, no?
24:33Let's already get back to business as usual.
24:37I'm not saying get back sa pangawat,
24:39but let's already elevate the control mechanism
24:42so that we can go business as usual
24:44with infrastructure spending.
24:46The other one also is,
24:50kumusta na ang katong emergency powers, no?
24:53That was granted to the president, no?
24:56And I'm referring to the Republic Act number
25:0012316, which was signed
25:02March 25, 2026.
25:05Pas-pas ni siya, supposedly,
25:07because if we recall,
25:09nahitabo ang Middle East tension
25:12sometime late February.
25:14I think February 28,
25:16if I'm not mistaken.
25:17And then, imagine pag March 25, 2026,
25:24isa lang kabulan na pirmahan na dahil
25:27ang Republic Act number 12316.
25:31Kunsa man ni siya,
25:33ubay na sa ding episode na atong na-dedicate for this,
25:36this is the temporary suspension
25:38of the reduced excise tax.
25:41For me, Manggud,
25:43as an everyday person,
25:45di kay ko fan sa kaning ayuda, no?
25:47Because as what we knew,
25:49ang na-release na ayuda is only 5,000 pesos.
25:52Sama na,
25:53since Middle East tension,
25:55February 2026 until the present,
25:57ang gihatag na nga assistance is 5,000.
26:00I mean, help is help,
26:02but murag na hurot naman siguro na in three days.
26:04And pila naman in town ang nanagan.
26:06So I'm not fan of that.
26:07But sad to say,
26:09namangpuntay ka ng mga government leaders,
26:10they prefer ayuda
26:11because it creates a sense of utang na loob.
26:15Nga, buutan,
26:16yung kayo ni si politician A, no?
26:18Okay, magpalibri o tubil,
26:21et cetera, et cetera,
26:23maghatag o mga cash assistance.
26:25But why don't we just,
26:26kay kapal umang kaming excise tax,
26:28this is revenue for the government na masakripisyo.
26:31But instead of spending this on the ayuda,
26:34ibutang na lang ni Tanandid to nga,
26:36to subsidize what should be lost from the excise tax.
26:41Ang caveat na ibutang sa kaning suspension of excise tax,
26:46if you remember,
26:47is kumusaka ang Dubai price sa oil above 80 dollars.
26:54And my goodness,
26:56dugay na kayo tang above 80.
26:57So what is keeping us from implementing this?
27:00Because again,
27:01this will impact transportation costs,
27:04agricultural costs,
27:06which would impact the prices of food,
27:09transportation,
27:10and utilities.
27:12So,
27:12daku-daku ni siya,
27:13og tabang.
27:14And I'm just amazed,
27:16no?
27:16Why?
27:17And by the way,
27:18naimutubag ani nga,
27:19uy, namay gibuhat ang kanang government,
27:21ang president kay.
27:22Twice naman ninaog ang excise tax.
27:25But medyo misleading ni siya nga tubag
27:27because ninaog ni siya sa LPG
27:31and also kerosene.
27:33And salamat na lang kayo related siya to food.
27:35But I think,
27:36I'm referring actually to excise tax
27:40specific to gasoline and diesel.
27:43Kayo,
27:44say ba,
27:44signa magtabi-tabi tamo yung ganda.
27:45Uy,
27:46ginaog naman.
27:47But,
27:47ang ginaog LPG o kerosene,
27:50wala ang gas,
27:51gasolina,
27:52wala ang diesel.
27:54So,
27:54I'm referring to this too,
27:55no?
27:56Delete lang LPG o kerosene.
27:58So,
27:59those are things that for me,
28:01the government should have been doing
28:05more urgently
28:07to address,
28:08no?
28:09Inflation.
28:10And even the impact of Middle East tension.
28:13And even as we move towards Super El Nino,
28:16the more pagidunta ni siya,
28:19studio,
28:19ano yun?
28:20Sobra na kayo nga studio.
28:21Damo na ni siya buha ton.
28:23Oh my goodness.
28:24So,
28:24kana lang,
28:25no?
28:25So,
28:26those are the things that,
28:28kanang,
28:28the government can do.
28:31And finally,
28:32sad,
28:32we covered earlier,
28:34yesterday man about education.
28:35And earlier,
28:36I was watching the news channel
28:38and they also,
28:39kanang,
28:40discuss more about this ba.
28:42Ang kaning Super El Nino,
28:43di na ni na to i-expect na,
28:45kanang,
28:46karun na ni siya mahitabuha,
28:47recurring na ni siya.
28:48Eventually,
28:49no?
28:49I mean,
28:50so,
28:50I'm just looking at it night,
28:52saka na,
28:53panunglo,
28:53but more of preparation,
28:55no?
28:55Kay,
28:56kay,
28:57this is not a one-time event.
28:58So,
28:59kung wala pa ta naka-invest na ito,
29:00ang classrooms,
29:01ventilation,
29:03teacher ratio,
29:04et cetera,
29:05let's do them also now.
29:06Kay,
29:06magkasamot po ang ito ang problema.
29:09Plus,
29:12kung ang temperature ba,
29:13Musaca by 40,
29:14pila ni ka work stoppages.
29:17Which,
29:18constrain na po na nga to ang supply,
29:20Musaca ang demand,
29:22Musaca na po na ang presyo.
29:23And I'm referring to,
29:24kaning mga utility workers na ito,
29:27expose man ni sila sa gawa.
29:28So,
29:29kung heat and index is 40,
29:32kung sa may disruption,
29:33ana niya sa toang logistics,
29:35kung sa may disruption,
29:36ana niya sa toang delivery drivers,
29:40sa toang mga karpentero,
29:42construction workers,
29:43workers,
29:44kargador.
29:45So,
29:46this is a supply chain issue also,
29:49and I hope again,
29:51that the government is taking action on these.
29:55If they have not,
29:56I hope grabe na kayo ang meetings karoon.
30:00Over time na yun,
30:01for us to manage this.
30:03And kita na lang,
30:04everyday Cebuanos,
30:05I'm sorry if I would murol in yung eyes,
30:07anong mga tips,
30:08because,
30:09well,
30:10I would agree,
30:11the problem in terms of managing,
30:13our,
30:14kanang,
30:14ang kaning presyo sa palalito,
30:16does not have to fall on us,
30:19no,
30:20100%,
30:20but na namang punta ni nga situation.
30:22So,
30:23yes,
30:23typical advice,
30:25kaning mga grocery list na to,
30:27they should be more,
30:28kanang,
30:29intentional,
30:30and nakita na yun ako ang value,
30:31because I also feel the pain,
30:33nakita na yun ako ang value sa kanang grocery list,
30:36no,
30:36and it's not because makalimut ta,
30:38but it actually just,
30:40kanang tell us to buy what is necessary.
30:44So,
30:45if,
30:45try lang mo,
30:46nakumpariha mo na ako before na wala nagpractice,
30:48and I try it,
30:49and,
30:49and you would see the difference kung,
30:51constant de nga to ang list,
30:53kaya aware ta ba nga,
30:55that's not necessary,
30:56or it's not what I used to buy.
30:59Then,
30:59this is also the time to support our farmers,
31:02and kanang mga community markets.
31:05So,
31:05so,
31:05so,
31:06help them also by patronizing their goods,
31:10because I think,
31:11abalan mo sa kanang mga middleman,
31:13et cetera,
31:13et cetera.
31:14So,
31:14if we buy direct from our farmers,
31:16our agricultural kanang producers,
31:19then,
31:19aside from we are able to buy our food at a lesser price,
31:24we are also supporting their livelihood,
31:26no?
31:27And then,
31:28ang tip ni,
31:29ah,
31:29dito lang ko mo yung drop of names,
31:31kayo,
31:31mukam out na kanang sarcastic,
31:33but,
31:34yeah,
31:34there's a very high ranking government official,
31:37nga kanang i-switch off you na nga tong appliance,
31:40salamat ha,
31:41and then,
31:42kanang i-unplug,
31:43salamat sad sa tip,
31:45and ako po nang i-relay sa,
31:46in you,
31:47no?
31:47And then,
31:48kanina,
31:48jokes aside,
31:49no?
31:49Ang kaning natural ventilation,
31:51and,
31:52by the way,
31:52kung wala pa mo naka-discovery,
31:54the same higher ranking official actually suggested,
31:5724,
31:57kung mag-aircon ta ba,
31:59and,
32:00ambot basig,
32:01hindi ko normal nga person,
32:03but,
32:03ang 24,
32:04especially sa karo na kainit,
32:05medyo,
32:08di siya enough,
32:09so,
32:10na ko yung nadunggan nga tip,
32:11and by the way,
32:11I have done this already for two months,
32:13and,
32:13nabi siya yung difference,
32:15I thought sa una nga,
32:16di di siya practical,
32:17but I tried it anyway,
32:18kay desperate man,
32:19but ang 24,
32:20and then,
32:20atong i-simultane yun siya
32:22with our electric fan,
32:24or ceiling fan,
32:25for that matter,
32:26the combination of 24,
32:28and electric fan,
32:29is still lower,
32:30compared to the usual 16,
32:3217,
32:32and 18,
32:33no?
32:34That we used to set our air condition,
32:36and believe me,
32:37no?
32:37I've tried it,
32:38mo lowered yun,
32:39ang ato ang electricity cost.
32:40Ang atong higher ranking official,
32:42ang 24,
32:42ay ang nasulti,
32:43nakalimut siya sa electric fan,
32:44so if you have not tried it,
32:46please do.
32:47It can also reduce your electricity.
32:50And then,
32:51let's,
32:51and finally,
32:52sa katong mga nagkulang sa trabaho,
32:54no?
32:55Because under employment,
32:56et cetera,
32:56this is the time na mo avail ta sa mga courses sa TESDA,
33:00para even beyond the El Nino,
33:03we are more equipped to do our side hustles,
33:05no?
33:05Mamaligya batag pastries,
33:07or what not.
33:08Because I think at this time,
33:10practically,
33:11murag ang day job,
33:12nga 9 to 5,
33:13is no longer enough,
33:15no?
33:15To support us.
33:16So kung wala patay ka ng mga TESDA courses,
33:18nagipang avail,
33:20let's maximize aircon sa didto,
33:22no?
33:22Subog na,
33:22so that's another motivation for us to take those courses,
33:26para we are in a better position to have side hustles,
33:29and increase our income capacity.
33:32So,
33:32so,
33:33that's our episode for today,
33:36specific to inflation,
33:38and I hope that,
33:38and we are able to level set,
33:41no?
33:41Ang itong understanding about the everyday impact,
33:44and last na lang na panawagan,
33:46no,
33:46to our,
33:47oh my gosh,
33:51oh my gosh,
33:53nalinga ko kita sa itong story,
33:54but,
33:55nade-take ka ng mga comments,
33:57no,
33:57coming from our followers,
33:58and how they experience,
34:00ka ng inflation,
34:02and pasensya na,
34:03ah,
34:04pasensya na,
34:06itong mga followers,
34:07no?
34:08kay,
34:08ito nang,
34:09wala na ko din nabasa ang inyo ang comments,
34:13so,
34:17ah,
34:17sige,
34:18so,
34:18Moni ang comments sa kanang atuan,
34:20amin,
34:21ang gasulina sa unna,
34:23frarato kayo,
34:24kayo si,
34:25eh,
34:26ka paminangan na namo,
34:27oraku kayo,
34:28sa unna,
34:30ang gasulina sa unna,
34:32frarato kayo,
34:32nyanin,
34:34ang imung,
34:35ang amung kuan,
34:37kita,
34:38aku pang maha,
34:39taso pamilya,
34:40bah,
34:40darun pedung,
34:41nama,
34:41wang gasulina,
34:43ang kultang sa unna,
34:44ngawat piti,
34:45at akarung gantri,
34:46teman,
34:47so,
34:48niya,
34:48nga mingga wala ko da mong persero,
34:50kay,
34:51ilse nga usak kayo,
34:52kini motor,
34:54maktipi dama lang,
34:55arin alang sa,
34:56mga cipi,
34:58takut juga yung gantri to semua,
35:00na pamalito ni saka,
35:01nama,
35:02saka,
35:02saka,
35:03saka,
35:03saka,
35:03saka,
35:04nakayu,
35:05nungi yang,
35:06takut nakayuwa semua,
35:08karna,
35:08pakulang gandisakwa,
35:10tu,
35:11pen,
35:12makuat mong kambisak,
35:13ngang,
35:13matusin sa to,
35:15ngubet mong kambisak,
35:16ya,
35:17ma,
35:17wwan,
35:19wwan,
35:19wwan karun,
35:21pomalito,
35:21pangasigil saka,
35:22kakinak,
35:24tetapang dasirat,
35:25setu apa,
35:25nisip,
35:26wwan,
35:28wwan,
35:28tak,
35:29n jouri,
35:30n sino,
35:32mgn,
35:32pisu,
35:32can,
35:33pomalito,
35:34karna,
35:34nabi n mentorsinin,
35:36tika,
35:36gas,
35:37karna,
35:38sedi,
35:38naisil,
35:39gabin akayu,
35:40karna,
35:41maana,
35:41kaya,
35:43nama e-landi sisa,
35:44nama e-landi sisa,
35:44nama e-landi sisa,
36:01And by the way, Katusha is one of our drivers and he opt not to be named.
36:08And katong iyang comment, nakamunta to akong gi-skips akong commentary ba because
36:12ang impact manggod sa inflation, it also varies from social status.
36:18And sarcastic ni nga remark, I think the reason why some of our government leaders,
36:23wala kayo na na-feel ang urgency sa superlinyog inflation because
36:26lawo man ang ilang packet.
36:29So, dili sila sensitive to the increase in prices.
36:33But for everyday Filipinos, like katong atong kanang friend who just shared his thoughts,
36:39for example, kung minimum wage earner ka, muna kung gi-skip ka ganina,
36:44nahurot na siya sa kanang food, transportation, or utilities.
36:48So, kung saan pa may mong ipaskwela sa iyong anak.
36:51Diba? So, minimum man. So, constrained na siya.
36:53So, katong pong mga middle income, nga kuwan, is nabi ni sila'y loans.
36:59Nabi ni sila'y kanang bayaran ng auto, bayaran ng balay, skwela sa bata.
37:03So, constrained na sad sila.
37:05So, and by the way, kaning plight sa itong drivers, that's why itong when Piston was here,
37:09I felt for them because it's also true nga a lot of our drivers because of
37:15kanang mahal na yun kayo ang diesel o kanang gasolina,
37:20they would work for 16 hours and then igor na yun in taon ma-boundary.
37:26And then, ang ilang ma-ulira is 200, 300 pesos, which is less than the minimum wage.
37:33Ina na, ka, pait mo na nga, kasabot sad kung nga ipasa nila sa pasahiro,
37:37but ang pasahiro sad mo rapog, wala na mga ikaon.
37:40So, again, that's why this is really the time for the government to step in.
37:45Sige, next comment na to sa tuwang followers.
37:50So, this is from Ingrid, no?
37:52From Cebu Doctors University.
37:55So, we're trying to build our future, but sometimes we are too busy figuring out how to afford the present.
38:02Actually, it's a weird comment.
38:04It is no longer just about rising prices we hear about the news,
38:09but how those increases affect the way we live, study, manage our limited allowance.
38:14The reason why na-touch ko ang nga comment,
38:16because when it's still a student, it's still a student, of course, etc., etc.
38:21But, you know, ang problema na to,
38:24muna siyang commensurate to where we are in life.
38:27Sa student na gilita, si mom, si sir,
38:30o kanyang mga kalisod sa subject,
38:33that would have been the primary concern.
38:34But nasad lang ko when I read kanyang Ingrid's comment,
38:38because hasa sila na-appeal na,
38:40o kanyang figure, o pamroblema,
38:42kung sa'y kanon nila,
38:44o sa'y ibalayin ng tuition,
38:45and o sa'y isakay nila sa jeepney,
38:47mag-hike na lang ba sila?
38:48I mean, you know, that's not supposed to be a problem
38:51that they should be confronted more.
38:53It should have been academics.
38:55But because of difficulty in times,
38:58ilang problems pang-pang-pang-tigulang na intaon,
39:01and they're just young.
39:03Another one from our kanang followers.
39:29The impact, man, good, more than an economic index or measure,
39:35ang impact, good, sa inflation,
39:37same money, but ang iya ang mapalit,
39:41gamay na lang compared to before.
39:43So, kaganyina, medyo nag-smile-smile pa ko about
39:46the government intervention,
39:48but more than the problems that they seem to be prioritizing,
39:54and I will not name that na lang,
39:55kaya it's polarizing,
39:56but I hope that kanyang economic issue na ito karun ba
40:01is also being addressed.
40:02And by the way, before na lang kumuklose,
40:04and the purpose for this is not to make it even more gloomy,
40:08but to just underscore the urgency,
40:11medyo, pag yun maayo ang combination,
40:13if we recall,
40:14when we guested an economist,
40:16na kung elevated ang inflation,
40:19and then slower ang economic growth,
40:22which is the situation now.
40:23Ang itong growth is around 2.3%,
40:25and then taas ang kanang unemployment.
40:30Medyo money siya ang mga,
40:32some economists would say,
40:33these are indicators na paduong na ginta.
40:36Some would say,
40:37stagflation na taa.
40:38But some would still say,
40:40as long as naigamayang growth,
40:42which is 2.3%,
40:43then maybe wala pa.
40:45But the three,
40:46elevated na ang unemployment,
40:48elevated na ang inflation,
40:50and then slower na ang itong growth.
40:51So, if ang itong government leaders ba
40:54are still not thinking that this is super urgent,
40:57especially na pag nanapod ang El Nino,
40:59I hope this is a wake-up call to them.
41:02Kitang mga everyday sa buwan,
41:04like itong tips na akong gi-issue,
41:07maningkamot man sa taa,
41:08to keep ourselves afloat in this situation.
41:11Whether business owners taa,
41:12or middle-age income earners.
41:14But this is a time that we need more leadership.
41:17Kung sa pamilya pa ni,
41:19kitang mga anak,
41:20maningkamot taa,
41:21to make ends meet,
41:22this is also the time for our parents,
41:24and our leaders to step up.
41:26So, inflation is more than an economic indicator.
41:34It is about the everyday struggles of ordinary families.
41:38It is about parents trying to stretch their salaries,
41:42workers spending more than just to get to work,
41:47small businesses struggling with rising operating costs,
41:50and households having to make difficult choices
41:53about where their money goes.
41:56Telling people to spend less is not enough
42:00when the cost of basic necessities keeps rising.
42:05So, the true measure of a healthy economy
42:07is not just how much money circulates in the market,
42:10or kung ang average sa ito ang middle-income,
42:13so-called ni SACA na.
42:14No, no, no.
42:15That's not exactly the measure
42:16because it's just an average.
42:18But how much money,
42:21dignity, and security
42:22that the economy provides
42:24to its people.
42:25I'm DJ Moise.
42:26Shout out to Coffee First
42:27for supporting conversations that matter.
42:30This is Beyond the Headlines.
42:32Let's continue to look deeper and think better.
42:34Have a good afternoon.
42:36Okay.
42:40It starts with a fresh shot of espresso.
42:44Bold, rich, pulled just right.
42:50Then comes the milk.
42:52Steamed smooth, creamy, and balanced.
42:55The perfect latte is not brushed.
42:58It is crafted.
43:00One cup at a time.
43:02Your perfect latte is ready.
43:04Coffee first,
43:06then everything else.
43:08the experience.
43:11That's it.
43:13That's it.
43:23That's it.
43:37Peace.
43:38We'll see you next time.

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