00:02Good afternoon and thank you for contacting Wongo. My name is Ramon, how can I help you?
00:07Hello, I'm just looking at borrowing some money please.
00:11Well you'll have to do an application to see if you will be eligible for a loan with us, so
00:17this needs to be done online.
00:18Can't you just borrow me some, because I need to get some money because I owe my mum £5.
00:25Just a question, are you working, are you able to pay the loan back?
00:29It's just a quick loan.
00:32Yeah, we don't do loans for £5, we only do it from £50 upwards.
00:38Do you just want to borrow me £5 anyway because I need to give me mum back because we need
00:42electric.
00:44I wouldn't be able to because I'm based in South Africa, how would I give the loans over to you?
00:51You could just put it into my bank account and then I can give it my mum and then I'll
00:56give it you back one day.
00:57I would if I could but I can't. Tell me, what is your name? I would like to know who
01:02I'm speaking to.
01:03My name's Tim, what's your name?
01:06My name is Ramon, how old are you somewhere else?
01:10I'm three nearly six.
01:12Are you turning six?
01:14Three, three nearly six.
01:17Three nearly six.
01:19My mum, she borrowed me £5 for some sweets and I've not given her back yet.
01:26Do you still have the sweets?
01:28No, I'm all cousin a pig.
01:31I'll show you what you can do for your mum. You can ask your mum if you can perhaps do
01:36the dishes or wash the car.
01:37I'm not washing any pots. She can do it herself.
01:43It's raining outside so I can't do the garden and we've not got a car.
01:49We can't even afford electric so we can't have a car.
01:54Oh no.
01:55Can you just give me a fiver and I'll be your best friend?
01:59I can't give you five pounds.
02:01Tell me, does your mum know that you're calling too long though?
02:04She's upstairs, she's asleep. She's snoring her head off.
02:10I got some money off my friend in school because I didn't have enough money for my dinner
02:16and then they gave me £1.50 and then I got some chips.
02:20I've not paid them back yet.
02:23Okay, it's not good what you're doing eh.
02:26If you're borrowing phones that you can't pay back, it's not good
02:29because you're putting yourself in a difficult situation.
02:32I know, I just hate being in debt.
02:37I think that you would need to confess to your mum that you cannot pay her back
02:41and see what it is that she can do for you.
02:44Alright, let me just tell her now.
02:47Mum!
02:48Okay.
02:49Mum!
02:51Mum!
02:52I can't pay you back!
02:54The guy from Wonga won't give me any money!
02:58No!
02:59It won't give me any!
03:00No!
03:01Wait!
03:02You!
03:03Wait!
03:03I'm not giving you money back!
03:05Okay!
03:06Okay!
03:07I love you mum!
03:09Hello?
03:10Hello?
03:11Did you tell her you love her as well?
03:13Yeah, I told her that I can't give her money back because you're not going to give me
03:16any and then that I love her.
03:17I'm glad that you told your mum that you're not able to pay her.
03:22Maybe she will just, you know, let it be that you don't have to pay her because I don't
03:26think that your mum will be that hard on you and ask you to give her money back.
03:30I just feel really sad because I'm in debt up to my eyeballs now.
03:37No you're not.
03:38Tell your mum about the 150 you owe your friend as well and maybe she can help you with that.
03:43Okay.
03:45Okay, enjoy the rest of your weekend.
03:47Alright, thank you!
03:49You're welcome, thank you, goodbye.
03:51Bye!
03:53Bye!
03:53Bye!
