- 11 minutes ago
One-Time Waiver of Interest
Alagang PhilHealth sa Central Visayas
September 22, 2026 | 2:00 – 3:00 p.m.
Alagang PhilHealth sa Central Visayas
September 22, 2026 | 2:00 – 3:00 p.m.
Category
🛠️
LifestyleTranscript
00:00Thank you so much for joining us.
01:30Maayong Adlao Central Visayas, Uga Tibo Pilipinas, welcome sa ika-14th episode sa atong alagang PhilHealth din sa Central Visayas.
01:40And especially din sa Sunstar Cebu nga madunggan o matanawa ninyo twice a month.
01:46So karong adlawa, mahinunggano na sad ang inyong hang makuha nga mga information, ang updates, especially sa atong mga employers.
01:55And by the way, kinisi Dina Sinchez, Gikan sa Public Affairs sa PhilHealth Region 7, inyong alagag ka ron.
02:01And later on, I will be introducing our guest this afternoon.
02:05So nga mo, tabang ka na ito pagpasabot about ni inyong o sa ka-importance at niya information alang sa
02:11atong mga employers.
02:12So sa mga employers nga nga or katong in-charge sa ato ang pag-remit, sa contribution sa mga empleyado
02:19sa ato ang opisina, sa atong kumpaniya,
02:21ang mong giauhag na mo interact, ipangutana ang unang mga concerns ninyo may labot ni inyong atong itawag o one
02:29-time waiver of interest.
02:31So to help us understand unsa ang mga eligibility requirements or ang coverage ni inyong patakaran or programa sa PhilHealth,
02:41alang sa atong mga employers, gi-invite din na ito ang mismong head sa collection section sa PhilHealth Regional Office
02:477,
02:47aron na tabangan kita pagpasabot unsa kinin nga programa sa PhilHealth about the one-time waiver of interest.
02:56So I am glad to introduce the head of our collection section, Chief Social Insurance Officer sa PhilHealth Region 7,
03:04Ms. Tiffany Aislin Songko-Deguia.
03:06Maayong adlaw ni Mo Di Hatil.
03:08Maayong adlaw, Deans.
03:10Maayong hapon sa Tanan, nag-join ato karong adlaw, especially atong mga employers
03:16who are excited to hear with regards to our policy nga itong i-discuss karong hapon.
03:23Yes, and maayong adlaw po sa ato ang mga kaubanan sa PhilHealth nga nagtanaw karo ni ngunman sa atong mga
03:30members,
03:30particularly our employers, kanyang mga regular nga maka-engage sa ato ang regional office,
03:38atong collection section when it comes to mga updates,
03:42kaya regularly mag-conduct po ni sila o mga employers forum.
03:45Now, for those nga nili paka ay familiar, no?
03:48Ani atong Hisgutanan Karong Bunta?
03:50Karong Hapuna o Adlaw, nag-release ang PhilHealth o unang circular niya alang karong Tuig 2026, no?
03:58Nga itong inero pa ni siya, no?
04:01January, early January this year.
04:04Maugini ang atong circular, first circular, 2026-0001, no?
04:10Nga entitled to guidelines on recovery of missed employer contributions through one-time waiver of interest.
04:18Now, siguro ito ang ang ipasabot, TIF, kung first and foremost, no?
04:23Unsa mani ang buot ipadangat sa PhilHealth through this PhilHealth Circular 2026-001?
04:31Okay. So, ang kanina circular, programa niya siya karong sa PhilHealth na aim to,
04:38na mohatag o opportunity sa mga employers, no?
04:43Nga makabayad sila sa ilang mga missed premium contributions sa ilang mga empleyado
04:48through a one-time waiver of interest.
04:52Alright. So, kung sa koan pa, no?
04:56Sa simple nga pagsabot siguro sa general public or sa atong mga viewers,
05:01i-waive ang katong penalties, unta sa ilang wala mabayaran nga contributions.
05:06Yes.
05:07Alright. So, kanina obligation mag-inig sa atong mga employers to pay the premium contributions
05:12of their employees regularly, dili lang sa PhilHealth, but also sa other agencies nga
05:17na ay mandatory deduction skills sa ato ang monthly nga sweldo subay sa balaod.
05:23Now, kaning one-time waiver, Tiff, nga nung i-offer ni siya or nga nung ni-create
05:30o g-programa ang PhilHealth on this?
05:33So, ang PhilHealth ni-create anino nga programa para ma-assist ang mga employers, no nga,
05:40who are financially, um, nag, um, they have financial difficulties, no?
05:46Sa pagbayad sa ilang mga premium contributions sa ilang mga empleyado.
05:51So, atagang silang opportunity nga bayran nila ilang mga unpaid premiums
05:56nga walay bugat kaayong interest nga i-ihapak no sa ilang mga late payments nila.
06:05Alright, so, in a way, no, gita ba nga na ito nga dilik kaayong maburden ato mga employers?
06:12Labi na, we understand nga medyo naapagita sa kaning krisis nga mga panahon karun, no?
06:18Lisod pod nga kanang direkta.
06:20So, yung ana ang PhilHealth pod mo, hatag pod, no, og leniency, no?
06:25Para dilipod kaayong maburden ato mga employers.
06:28Now, when we say kaning nga programa alang sa mga employers,
06:32kinsa specifically nga mga employers, ang mahimong maka-avail ni iny nga waiver of interest?
06:37So, kaning one-time waiver of interest,
06:40gi-offer ni siya sa tanan nga employers, no,
06:44both sa private o sa government sector,
06:47nga na ay mga unpaid, no, or mga missed premiums,
06:51so, at nila nabayran nga premium contributions,
06:54sugod July 2013, hangto December 2024.
06:59Now, aside ani, nasa ito yung mga employers nga na-asla yung na-submit na sa PhilHealth, no,
07:06nga mga requests for, um, requests or appeals, no, for waiver of interest,
07:12pwede sa ito sila ka-request ani nga one-time waiver.
07:17Aside sa ana, katos ang mga employers, nga na-ana sila yung mga,
07:22wala nila nabayran nga mga interest.
07:24Nakabayad na sila sa ilang premium contributions sa ilang mga empleyado,
07:28pero nakalimta nila o bayad ang interest ani, ang mga penalties,
07:34so, pwede sa da nila ma-request for one-time waiver,
07:37o katos ang nga yung mga existing karun or currently na asla yung installment arrangements sa PhilHealth,
07:43sa pagbayad si ilang mga missed premium contributions,
07:48pwede sa sila makarequest sa one-time waiver.
07:51Alright, so, taas-taas ni nga panahon, no, nga from 2013, from July of 2013 up to December 2024.
08:00So, more than a decade na nga ka ng timeline, no, sa if ever na yung mga missed payments ato.
08:07So, we hope, ma-klaro po din yun, nakita ninyo sa screen earlier,
08:12on sa ang mga detalye ato nga g-enumerate ni Ms. Tiff, no,
08:15para magyahan mo, kinsag yun ang pwede nga maka-avail ni ini nga program.
08:21And we hope sad nga matabangan po dito itong mga employers, no,
08:26magyahan sila nga ma-avail nila ni nga programa,
08:30araw na maminosan po ng ilang mga huna-hunaon o ng ilang mga gasto o nun, no,
08:36kaya mabay mo, entail mga yun niya siya o finances sa usaka opisina o sa usaka kumpanya.
08:43Now, kanusapod mo take effect or unsang effectivity date,
08:48aning one-time waiver of interest?
08:50See, so, ang kaning one-time waiver of interest,
08:53ni take effect niya siya,
08:54sugod isa ka one year, no,
08:56from the effectivity sa circular.
08:59Now, ang effectivity sa circular,
09:01nagsugod niya siya after publication na to.
09:04So, na-publish niya pag January 9, 2026.
09:08So, nai-isa ka tuig ang employer up to December 31, 2026
09:14para makarequest sila aning one-time waiver.
09:18Now, so, drug it aning tuig sila makarequest sa kaning one-time waiver, no?
09:23If ever na ay mo submit o request after December 31, 2026,
09:29di na na siya pwede na to dawaton sa PhilHealth.
09:32So, karunag yung tuiga sila makarequest, Annie.
09:35Okay, so, we hope mag-rab din opportunity sa itong mga employers
09:38in case na mo yung mga missed payments or missed remittances, no,
09:43sa contributions sa inyong mga empleyado.
09:44So, that's from July 2013, no?
09:48Up to 2024, nga mga missed contributions, December 2024.
09:54So, tanawon siguro ang mga books, no, ang mga records
09:57or mangita-taog way nga ma-verify, no, basic lang, no,
10:03naata yung mga missed payments din na wala lang mabantayan, no?
10:07Especially siguro sa mga naanay kaning in charge, no,
10:11nga dili makamonitor ang head of office or ang tag-iya sa negosyo, no?
10:16So, it would be helpful nga inyong ma-double check.
10:19Aron, mag-rab din yung opportunity sa, no,
10:22kaya up to December lang pod, no, this year.
10:25Yeah, December 31, no.
10:26Okay, so, ang kaning privilege or opportunity nga atong ma-settle
10:31atong missed payments nga ma-waive ang interest
10:33is only applicable for this year.
10:35So, nang hina-outmi nga inyong hagyunin ma-take na opportunity
10:39nga inyong haning mapahimuslan, no,
10:42and ma-avail ang pag-waive sa interest.
10:45Now, mga sa sayang mga paagitif nga
10:48kaning ma-avail ni sa atong mga employers na steps,
10:51asa sila moduol,
10:53or unsay paagi nga ma-settle nila ilang ang mga missed payments.
10:56Yeah, so, sakto ka din, no,
10:58ang mga employers,
10:59kaya una nilang buhaton yun is
11:01tanahon sa adyad nila, no,
11:03sa ilang records,
11:04sa EPRS,
11:06kung unsang mga buwan
11:07nga wala nila na bayran,
11:10or if na bayran magay nila,
11:12unsay mga buwan nga
11:13na late nilagbayad,
11:14nga wala nila na bayran ang interest.
11:16Kung ma-determine na nila
11:19kung unsay nang mga buwan na
11:20naasla yung mga unpaid premiums and interest,
11:23pwede na sila mo coordinate
11:25sa ilang assigned P.A.M.S.
11:28or PhilHealth Accounts Information Management Specialist, no?
11:32So, naagit ay P.A.M.S.
11:33kada local health insurance office
11:35na ay naka-assign na dito nga mga P.A.M.S.
11:38here in Cebu, Bohol, Negros, and Siquijor.
11:42So, pwede na giyod mo coordinate
11:45ang employer sa P.A.M.S.
11:47para makaibaw sila kung unsa ang ato
11:50ang required documents
11:51na ipasubmit nila sa office.
11:53So, once magather na nila
11:55ang mga required documents,
11:58ila na isubmit nito sa nearest
11:59local health insurance office
12:01or sa P.A.M.S.
12:02na in-charge sa ilang accounts,
12:04unya ang pinaka-importante giyod
12:06nga mu-register sila sa ato ang yakap, no?
12:10Atong yaman ng kalusugan program
12:12o ang ilang mga empleyado
12:15ila i-register sa yakap
12:17o kailangan sila maka-avail sa FPE
12:20or the First Patient Encounter.
12:22Aside from that,
12:24kailangan sa Junila Bayran
12:25ang ilang mga unpaid premiums
12:27para maka-avail sila
12:29aning one-time waiver.
12:30Alright.
12:31So, one-time waiver of interest,
12:33dili ni siyang kalimta na lang
12:34ni PhilHealth, no?
12:35Ang mga missed contributions.
12:37Ang katong interest lang ang i-waive
12:39but they still have to settle
12:40their contributions.
12:41So, just to be clear,
12:42kaya basing magtuoban,
12:43ah, impas na to,
12:44di na nato to i-settle or bayran.
12:46So, klaro mo na na to, no?
12:48Sa giingon ni Ms. Tiff,
12:49kinahang lang gihapon
12:50i-settle ang missed contributions.
12:53Ang nga yung doon tayo
12:54i-remit sa employer on time, no?
12:56Alang sa iyang mga empleyado.
12:57Kay mandatory, mangguna siya
12:59subay sa ato ang existing
13:01ang mga balaod
13:02ni sa nasod.
13:03So, kinahang lang gihapon
13:04itong ma-remit.
13:05Now, naay,
13:06sa giingon sa Dime, Tiff,
13:08naatay mga PhilHealth accounts,
13:09information management specialists,
13:11P.A.M.S., no?
13:12So, naka-assign ni sila
13:13o different nga mga employers, Tiff.
13:16Yes, naka-assign sila niya
13:18tanan yod na itong mga
13:20employers nga na-registered
13:22sa PhilHealth
13:22na anadyo i-assigned P.A.M.S.
13:25nga nag-handle
13:25sa ilang account.
13:26So, kung wala pa sila
13:27kinsa ilang P.A.M.S.,
13:29in-charge silang account,
13:30pwede na-register nila
13:32mo visit sa ato ang
13:33nearest local health insurance office
13:36para makaibaw mo
13:38kung kinsa ilang
13:39nag-handle sa inyong account.
13:41Alright.
13:42So, kani atong mga P.A.M.S.,
13:44they are very willing
13:46to help and assist
13:47our employer.
13:48So, dinhi sa Cebu,
13:50atong mga local health insurance offices
13:51na as a car car
13:52for South
13:53nga mga employers
13:55na apunta sa Danau,
13:56nga local office
13:57sa Mandawe
13:58and sa Cebu City.
14:00So, kani silang
14:01ang mga areas
14:01na agin sila
14:02P.A.M.S.
14:03po nga
14:03tig-communicate
14:04with the employers.
14:06Unya,
14:06dito sa Negros Oriental
14:07na atay local health insurance office
14:09sa Dumaguete,
14:10sa Bae City,
14:11unya,
14:12sa Buhol
14:12na Astagbilaran City
14:13o sa Talibon
14:14and our satellite office
14:17sa Siquijor
14:17na apod yun
14:18na siya dito.
14:19Nasa dito.
14:20Alright.
14:20So,
14:21muduultas sa PhilHealth office
14:23aaron magiyahanta
14:25aning atong pag-settle
14:26sa premium.
14:27Unya,
14:28ang one thing dito
14:29nga ganun po
14:29na ko emphasize,
14:31kinahanglan dito
14:31dahil sila
14:32required sila
14:34nga ipa-enlist
14:35nila for yakap
14:36ang mga empleyado.
14:37Yes,
14:37mag-FPE
14:38sa daylang mga empleyado.
14:39Alright.
14:40So,
14:40kanipart yun
14:40sa obligation
14:41sa employer
14:42nga insure na to nga
14:43dili lang kay
14:44nag-remit pa sa
14:45contribution
14:45sa mga employees
14:46na agay
14:48kaning
14:48obligation po
14:50nga maka-avail
14:51sa sakto
14:52nga mga benefits.
14:53Especially nga
14:54itong primary
14:55preventive
14:55benefit
14:56nga ang
14:57gitawag na ito
14:58yakap
14:58or yaman
14:59ng kalusugan
15:00program.
15:00So,
15:01with PhilHealth yakap
15:02appeal din nga
15:03ang consultations
15:04basic laboratory
15:06na apatay
15:07cancer screening
15:08and
15:08naputay mga
15:10medicines
15:11certain medicines
15:12mga basic
15:13nga mga medicines
15:14pinaka-common
15:15nga mga sakit
15:15sa mga Pilipino
15:16ang
15:17nanginhanglan
15:18o g-tambal
15:19or maintenance
15:20sama sa
15:21hypertension
15:22diabetes
15:23taas nga
15:24cholesterol
15:24asthma
15:25o g-uwan
15:26paso
15:26kani
15:27ma-maximize
15:28po diyod
15:28sa atong mga
15:29empleyado.
15:30So,
15:30wala lang
15:30gi-insure
15:31ni PhilHealth
15:31nga
15:31mukolekta lang
15:32siya
15:32o contributions
15:33no
15:34gi-insure
15:35sa niya
15:35nga maka-avail
15:36ang ato
15:37ang mga
15:37empleyado
15:38ang atong
15:38mga members
15:39sa ilahang
15:40benefit
15:40kay kitang
15:41tanan
15:42entitled
15:43nga maka-avail
15:44ni ining
15:45beneficion
15:46yan
15:46apag
15:46yung required
15:47nga
15:47first patient
15:48encounter.
15:49So,
15:49as they
15:49comply
15:50sa ilahang
15:51contributions
15:52nila
15:53pagbayad
15:54silang
15:54mga
15:54contributions
15:56kailangan
15:57sa
15:57mag-yakap
15:58yun
15:58mag-FPE
15:59para maka-appell.
16:14Submit
16:15silang
16:15list
16:15na-register
16:17sa yakap
16:18kung pwede
16:18maka-avail
16:19sa
16:19ditanan
16:20sa
16:20FPE
16:20first
16:21patient
16:21encounter.
16:22So,
16:22kanino
16:23sa
16:23sugod
16:24sa
16:24amuang
16:25pag-discuss
16:26din
16:26about
16:26yakap
16:27maumang
16:27ginato
16:27ang
16:28i-mention
16:29pirmino
16:29ngamupili
16:30sa atong
16:30yakap
16:31clinic.
16:31So,
16:31dili rapot
16:32kutob
16:32sa pagpili
16:33ato yung
16:34i-avail.
16:34So,
16:34we need
16:35to do
16:35our
16:36first
16:36patient
16:36encounter
16:37kung
16:37asa
16:37i-profile
16:38sa
16:38health
16:39facility
16:39sa yakap
16:40clinic
16:44nga
16:45consultations
16:46or
16:46na-abay
16:47lab test
16:48na-require
16:48based
16:49na-assess
16:50sa ato
16:51ang yakap
16:51physician.
16:52So,
16:53dili lang
16:54mapugus
16:55employer
16:56ma-ensure
16:57na-updated
16:58contributions
16:59sa mga
17:00empleyado.
17:00Kung pwede
17:01ganito,
17:01tanan,
17:02dili lang
17:02katong
17:02na-missed
17:03contributions
17:04sa ato
17:04yung
17:05giaghat
17:05atong
17:06mga
17:06employers
17:06nga
17:08ma-enlist,
17:09makapili
17:10o yakap
17:10clinic
17:11ilang
17:11mga
17:11empleyado
17:12at the
17:12same
17:13time
17:13ma-avail
17:13ang
17:14beneficyo.
17:15So,
17:15ito
17:16amang
17:16ginig
17:16katungod
17:17nga
17:17ma-avail
17:17sa benefits
17:18sa PhilHealth.
17:19Sometimes
17:19wala pa tayo
17:20hospitalization.
17:21Nga
17:21maupo
17:21gilikayan
17:22na ito,
17:22mo nang
17:23i-promote
17:23sa PhilHealth
17:24ang preventive
17:26na ito
17:26benefit
17:27package
17:27through
17:28yakap
17:29and gamot.
17:30So,
17:30ito
17:30yung
17:30pahimus
17:31lansab.
17:32Now,
17:33ang mga
17:34interest rates,
17:35kung saan
17:35pag-compute
17:36ni TIF,
17:37pila
17:37ang mapataw
17:39or
17:39ma-impose
17:40sa ito
17:40mga
17:41employers
17:41or
17:42giyun
17:43sa pag-compute
17:43ang ilahang
17:44mga
17:45interest
17:45nga
17:45bayron
17:46noon
17:46unta.
17:47Okay.
17:48So,
17:48mahibong niya
17:49ang mga
17:49one-time
17:50waiver
17:51of interest
17:51niya.
17:52Nga
17:52nga
17:52naagihap
17:53puntay
17:53interest.
17:54Ang
17:55kani
17:55siya
17:55nga
17:55interest
17:56is
17:56ang
17:56simple
17:57interest
17:57niya
17:58para
17:58sa
17:59katong
17:59mga
17:59employers
18:00nga
18:00dilikaya
18:01bayran
18:01one-time
18:02ang ilahang
18:03unpaid
18:04premiums.
18:05So,
18:06naatay
18:07simple
18:07interest
18:08for example
18:09kung
18:09employer
18:09di
18:10niya
18:10kaya
18:10niya
18:12mabairan
18:12unpaid
18:13premiums
18:14or
18:14isettle
18:15unpaid
18:15premiums
18:16within
18:167 to
18:1812
18:18months
18:19ang
18:20simple
18:20interest
18:21is
18:212%.
18:23Kung
18:25pwede
18:26nila
18:26mabairan
18:27unpaid
18:28premiums
18:29within
18:302 to
18:306
18:31months
18:31atong
18:32simple
18:32interest
18:33is
18:331%.
18:34Kung
18:35mabairan
18:36nila
18:36in
18:361
18:37month
18:37ang
18:37unpaid
18:38premiums
18:38of course
18:39wala
18:39na na
18:40siya
18:40interest
18:41automatic
18:41na
18:42siya
18:42nga
18:42i-waive
18:43ilahang
18:45katong
18:46wave
18:46nila
18:47sa katong
18:48ilahag
18:48yung
18:48interest
18:49yun
18:49nga
18:50on
18:50say
18:50supposed
18:50to
18:51be
18:51ilang
18:51bayran
18:51nga
18:52yun.
18:52Alright.
18:54So,
18:54kano
18:54ato
18:55ang
18:56compute
18:57yun
18:57gihapon
18:58ang
18:59ato
18:59ang
18:59interest
19:00ang
19:01regular
19:02ng
19:02computation
19:03would
19:04still
19:04be
19:05applied
19:05ito
19:06but
19:06i-waive
19:08lang
19:08to
19:08eventually
19:09sa
19:10PhilHealth.
19:11just for
19:11background
19:12lang po
19:12sa
19:13ito
19:14ang
19:14mga
19:14viewers
19:15bisan
19:15siguro
19:15dili
19:17mga
19:17employers
19:17ni
19:18sila
19:18para
19:18lang
19:18ma-aware
19:19sila
19:19or
19:19even
19:20ang
19:20mga
19:20empleyado
19:20kanus
19:21aday
19:21dapat
19:22ni
19:22ma-remit
19:23sa
19:23mga
19:23employers
19:24ang
19:24contribution
19:24sa
19:25ilang
19:25employees?
19:26Okay,
19:27so
19:27naatay
19:27duha
19:28kabuok
19:29ng
19:29deadlines
19:31na
19:32schedule
19:32for
19:33employers
19:34sa
19:34pagbayad
19:35sa
19:35premium
19:35contribution
19:36sa
19:36ilang
19:36mga
19:37empleyado.
19:37Katong
19:38mga
19:38employers
19:39ng
19:39ilahang
19:40PhilHealth
19:40Employer
19:41Number
19:41or
19:42ilang
19:42PENS
19:43ni
19:44end
19:44sa
19:440
19:45to
19:454
19:46ang
19:47ilahang
19:47deadline
19:47is
19:48every
19:4811
19:49to
19:4915
19:50of
19:51the
19:51following
19:52month
19:52of
19:53the
19:53applicable
19:54period.
19:54Katong
19:55mga
19:55employers
19:56ng
19:56ilang
19:57PENS
19:57ni
19:58end
19:58in
19:595
20:00to
20:019
20:01ang
20:01ilahang
20:02deadline
20:02is
20:03every
20:0316
20:05to
20:0520
20:05day
20:06of
20:07the
20:07following
20:08month
20:08after
20:09the
20:09applicable
20:09period.
20:10So
20:10for
20:10example,
20:11ang
20:12inyong
20:12applicable
20:12period
20:13kay
20:14inyong
20:14bayranan
20:15is
20:15September
20:152026
20:16karung
20:17buwan
20:17na.
20:18So
20:18kung
20:19ang
20:19PhilHealth
20:20Number
20:20ni
20:21siya
20:22in
20:220
20:23ang
20:24inyong
20:24deadline
20:25is
20:26October
20:2711
20:28to
20:2915
20:3020
20:3026
20:31If
20:32ang
20:32PhilHealth
20:33Number
20:33ni
20:33end
20:34sa
20:345
20:35ang
20:36inyong
20:36deadline
20:36is
20:37October
20:3816
20:38to
20:3920
20:39So
20:40muna
20:40siya
20:40ito
20:40ang
20:41deadlines
20:41dohan
20:43na
20:43na
20:43ito
20:43ka
20:43schedule
20:44para
20:44mag
20:45lisod
20:46ang
20:46mga
20:47employers
20:47pag
20:47settle
20:48sa
20:48ilahang
20:48premium
20:49contributions
20:50Alright
20:51so
20:51clear
20:52na
20:52and I
20:52believe
20:53our
20:54employers
20:54are
20:54aware
20:55regularly
20:56mag
20:56remit
20:57sa
20:57ilahang
20:58contributions
20:58sa
20:59side
20:59sa
20:59mga
20:59empleyado
21:00pwede
21:00kitsad
21:01na
21:01to
21:01ma
21:01monitor
21:02although
21:02dili
21:02lang
21:02tamo
21:03mag
21:04react
21:05violently
21:05dahil
21:06yun
21:06no
21:06kung
21:06dili
21:06pa
21:07nato
21:07makita
21:07ang
21:07contributions
21:08for
21:08the
21:08applicable
21:09month
21:09kay
21:10sagging
21:10ni
21:10Miss
21:11Tiff
21:11the
21:11following
21:11month
21:12ang
21:12deadline
21:12ni
21:13Anna
21:13so
21:13for
21:13September
21:14within
21:14October
21:15ang
21:15mga
21:21reflect
21:22sa
21:22inyong
21:22record
21:23diha
21:23pwede
21:23namang
21:24raise
21:24sa
21:25inyong
21:25concern
21:25sa
21:26PhilHealth
21:28office
21:29Now
21:29going back
21:31sa kaning
21:31ato
21:31ang
21:32mga
21:34reasons
21:34or kaning
21:35mga
21:35na
21:37penalize
21:38atong
21:38mga
21:38employers
21:39tungod
21:39kayo
21:40wala
21:40makaremit
21:41on time
21:41kung sa
21:42pod
21:42ang mga
21:43very
21:43common
21:44or
21:44pinaka
21:44common
21:45nga
21:45mga
21:46rason
21:46nga
21:46nung
21:47dili
21:47nila
21:47ma
21:47remit
21:48ang
21:48contribution
21:49sa
21:49ilang
21:49mga
21:50empleyado
21:50Okay
21:51so
21:51na
21:51dag
21:52nga
21:52reasons
21:53ang
21:54anong
21:54dili
21:55makaremit
21:55ang
21:55employers
21:56so
21:57financial
21:58difficulties
22:01naglisod
22:02sila
22:02nila
22:03kaya
22:03mabayran
22:03ang
22:04premium
22:05contributions
22:05sa ilang
22:06mga
22:06tao
22:06kuwang
22:07ilhang
22:07cash
22:07flow
22:08aside
22:09sa
22:10daana
22:10kay
22:11naiuban
22:12nga
22:12madelayed
22:12na sila
22:13sa ilhang
22:13pagbayad
22:14unya
22:15ang
22:15interest
22:16aning
22:16mga
22:17delayed
22:17payments
22:18morag
22:18na
22:18tipunok
22:19na siya
22:20so
22:20ang
22:20total
22:21amount
22:21due
22:22nila
22:22kay
22:22dako
22:23nakaayaw
22:23so
22:24mag
22:27pagbayad
22:28sa
22:28dako
22:28nakaayaw
22:29na
22:29interest
22:29na
22:30accumulate
22:30tungod
22:31wala nila
22:32nabayran
22:33on time
22:33aside
22:34side
22:35is
22:35ang
22:36usual
22:36side
22:37is
22:37mag
22:37sige
22:38gili
22:38si
22:38ilis
22:39ang
22:39in
22:40charge
22:40sa
22:40ilahang
22:41reporting
22:42remittance
22:43reports
22:43to
22:44PhilHealth
22:45resign
22:46ang
22:46ilhang
22:47in
22:47charge
22:47na
22:47bago
22:48niya
22:48makalimtan
22:49ang
22:50pag
22:50remit
22:51sa premium
22:52contribution
22:52sa PhilHealth
22:53or
22:54usasad
22:55sad
22:55is
22:55ang
22:56taas
22:56turnover
22:56sa
22:57ilang
22:57empleyado
22:58usually
22:59mo
22:59na
22:59mong
23:00makuwan
23:00nga
23:00sige
23:01turnover
23:01ang
23:02ilang
23:02empleyado
23:03ang
23:04in
23:04charge
23:04is
23:05maglisod
23:05update
23:06sa
23:07ilang
23:07master
23:07list
23:08tungod
23:08maglisod
23:09update
23:09sa
23:09ilang
23:09master
23:10list
23:10madugay
23:11sa
23:11dito
23:12sila
23:12o
23:12process
23:12sa
23:13PhilHealth
23:14ang isa
23:15is
23:15ang
23:15ato
23:16ang
23:16delinquent
23:17employers
23:19na
23:19agitay
23:20mga
23:20delinquent
23:20employers
23:21na
23:21gidedak
23:22na nila
23:23sa
23:23sweldo
23:24sa
23:24ilang
23:24employees
23:26ang
23:27employee
23:28share
23:29sa ilang
23:29PhilHealth
23:30contributions
23:30however
23:31wala nila
23:32na
23:32remit
23:33sa
23:33PhilHealth
23:33on time
23:34ang
23:35contributions
23:36both
23:36the
23:37employer
23:37and
23:38the
23:38employee
23:38share
23:39sa
23:40premium
23:40contributions
23:40sa
23:40maimpleyado
23:41monthly
23:41sa
23:42PhilHealth
23:42okay
23:43so
23:43daghan
23:44o mga
23:45reasons
23:45so
23:46dili
23:47ni siya
23:48ka
23:48nang
23:48usal
23:49lang yun
23:49nga
23:50major
23:50reason
23:50but
23:51daghan
23:51o mga
23:51factors
23:52nga
23:52ma-involve
23:53mo niya
23:54katungi
23:54ngunin mo
23:55nga
23:55turnover
23:55so
23:55wapakahuman
23:56o
23:56kanang
23:57update
23:58ang in-charge
23:59sa
23:59iya
23:59ang mga
24:00kanag
24:01empleyado
24:01nanay
24:02ni resign
24:02yan
24:03nanapoy
24:03bagong
24:04na hire
24:04so
24:05medyo
24:05tidio
24:06sa
24:06good
24:07na siya
24:07no
24:07sa part
24:09sa ito
24:09ang mga
24:09employers
24:10sa in-charge
24:11sa pag
24:11remit
24:11okay
24:12for sure
24:12dili
24:12sa PhilHealth
24:13ang ilang
24:15kanang
24:15tanaw
24:16niya
24:16na
24:16appeal
24:16sa
24:17SSS
24:17appeal
24:18sa
24:18pag-ibig
24:19so
24:22siya
24:22opportunity
24:22for our
24:23employers
24:24nga
24:24mahatagan
24:25sila
24:25o
24:25magras
24:26siya
24:27nga
24:27i-settle
24:28lang
24:28itong
24:28wala nila
24:29ma-pay
24:30on time
24:31so
24:31at least
24:32na
24:33higa
24:33yun
24:33nga
24:34dili
24:34tamubayad
24:35na
24:35sa mga
24:35interest
24:36kaya
24:36medyo
24:36taas
24:37good
24:37musaka
24:38ang
24:38ito
24:38ang
24:38bayro
24:39noon
24:39if
24:40i-compute
24:40pa
24:40ang
24:41mga
24:41interest
24:41so
24:41we
24:42hope
24:42nga
24:42mag-grab
24:43niya
24:43opportunity
24:44sa
24:44ito
24:44mga
24:45employers
24:45and
24:45for
24:45those
24:46who
24:46are
24:46watching
24:47no
24:47una
24:48amoy
24:48mga
24:48pangutana
24:49we
24:50are
24:50very
24:50welcome
24:51to
24:51input
24:52your
24:52questions
24:53or
24:53yun
24:53yung
24:53mga
24:53both
24:54i-clarify
24:55sa
24:55comment
24:56section
24:56whether
24:56you
24:57are
24:57watching
24:57sa
24:58Sunstar
24:58page
24:59or
24:59sa
24:59PhilHealth
25:00Region
25:007
25:00page
25:02at
25:02the
25:02moment
25:03so
25:03we
25:04hope
25:04nga
25:04maka
25:04throw
25:05mo
25:05a
25:05question
25:06earlier
25:06on
25:07aron
25:07atong
25:08matubag
25:08anyway
25:08napamantay
25:09daghang
25:10panahon
25:11as of
25:12the
25:12moment
25:13napatay
25:14mga
25:1625
25:16minutes
25:17para
25:18address
25:19sa inyong
25:19mga
25:20pangutana
25:20or
25:20both
25:21i-clarify
25:21about
25:22ni
25:22ining
25:23one-time
25:23waiver
25:23of
25:24interest
25:24nga
25:24gipa
25:252
25:25months
25:25sa
25:25PhilHealth
25:26although
25:26para
25:27nisa
25:27itong
25:27mga
25:27employers
25:28basing
25:28na
25:28mga
25:28pangutana
25:29ang
25:29mga
25:30nananaw
25:30natukaroon
25:31nga
25:31mga
25:31empleyado
25:31about
25:32sa
25:32contributions
25:33po
25:34nila
25:34sa
25:35paag
25:36sa
25:36pag
25:36remit
25:36or
25:36sa
25:37nila
25:37pag
25:37verify
25:38pwede
25:38sa
25:38dyan
25:38mong
25:47i-emphasize
25:49or
25:49i-remind
25:50sa
25:50ito
25:50ang
25:50mga
25:50employers
25:51who
25:51are
25:51watching
25:52or
25:52who
25:52will
25:52be
25:52watching
25:53the
25:53program
25:53later
25:54on
25:55mga
25:56reminders
25:57with
25:57regards
25:58to
25:58the
25:58one-time
25:58waiver
25:59of
26:02interest
26:05only
26:07once
26:07so
26:08pwede
26:09magbalik-balik
26:10mo
26:10request
26:11for
26:11waiver
26:12so
26:12kaosahoon
26:13lang
26:13gini
26:13nato
26:13tanan
26:14mo
26:14nang
26:14i-remind
26:16ang
26:16employers
26:16nga
26:17i-check
26:17nila
26:18tanan
26:19nilang
26:19mga
26:19unpaid
26:21premiums
26:21from
26:22July
26:222013
26:23up to
26:24December
26:252024
26:25para
26:26kaosahoon
26:26rin nila
26:27o
26:27request
26:27sa
26:28PhilHealth
26:28ang
26:29one-time
26:29waiver
26:30of
26:30interest
26:31aside
26:32from
26:32this
26:32ang
26:32ato
26:33ang
26:33waiver
26:33is
26:34prospective
26:35ang
26:35pag
26:35implement
26:36ni
26:36niya
26:37so
26:37katong
26:37nabayran
26:38ng
26:38mga
26:39interest
26:40or
26:41mga
26:41surcharges
26:42delete
26:42to
26:42na
26:42to
26:43siya
26:43pwede
26:43ma
26:43refund
26:44okay
26:44nabayran
26:45naman
26:45to
26:45siya
26:46so
26:46ang
26:46kanya
26:47itong
26:47i-waive
26:47aning
26:48interest
26:48is
26:49katong
26:49wala
26:49pa
26:49nabayran
26:50ng
26:50mga
26:51interest
26:51aside
26:52from
26:53that
26:53if
26:54ever
26:54naanamoy
26:56settlement
26:57arrangement
26:57with
26:58PhilHealth
26:59naka
26:59approve
27:01na inyuhang
27:01one-time
27:02waiver
27:02of
27:03interest
27:03na inyuhang
27:04i-settle
27:06in let's
27:07say
27:07one year
27:08ang inyong
27:08premium
27:08contributions
27:09o
27:10niya
27:10naamoy
27:10mamiss
27:11sa
27:11schedule
27:12kaya
27:13naanaman
27:13ni
27:13siya
27:13nakaset
27:14naman
27:14ang
27:14schedule
27:14kung
27:14kano
27:15saan
27:15i-bayran
27:16ang
27:16unpaid
27:16premiums
27:17wala
27:18mo
27:18nalapas
27:20sa deadline
27:21sa
27:22pagbayad
27:23ang
27:23gawas
27:24is
27:24ma
27:25forfeit
27:26na
27:26to
27:26siya
27:26ang
27:26waiver
27:29mabalik
27:30nga
27:30maka
27:31makumputan
27:32mo
27:32sa
27:32regular
27:33interest
27:35for
27:35unpaid
27:36premiums
27:37so
27:38ang
27:38i-remind
27:39sa
27:39employer
27:40is
27:40kung
27:40na-approve
27:41ang
27:41inyuhang
27:42request
27:42on time
27:43mabayad
27:45based
27:45on
27:45the
27:46payment
27:47schedule
27:47nag-iagree
27:48with
27:48PhilHealth
27:49sa inyuhang
27:50gusto
27:50nga
27:50kanunsa
27:51na
27:51ninyo
27:51bayran
27:52ang
27:52unpaid
27:52premiums
27:53nga
27:54lastly
27:54is
27:55ang
27:57kaning
27:57mga
27:58unpaid
27:58premiums
27:59mabayran
28:00nga
28:00nga
28:00through
28:02EPRS
28:03ang
28:03online
28:03payment
28:04facility
28:06so
28:06mo
28:06generate
28:07mo
28:07sa
28:07SPA
28:08or
28:08statement
28:09of
28:09premium
28:10accounts
28:10and
28:11inyuhang
28:11bayran
28:12nga
28:12through
28:13your
28:13online
28:14facility
28:15kung
28:15asa
28:16mo
28:16naka
28:17register
28:18nga
28:18bank
28:20sa
28:20online
28:20payment
28:21facility
28:22now
28:22if
28:22naamoy
28:23mga
28:23simple
28:23interest
28:24na
28:24computation
28:25katura
28:26siya
28:26i-over
28:27the
28:27counter
28:27bayad
28:28sa
28:28local
28:29health
28:29insurance
28:29offices
28:30na to
28:31sa
28:31cashiers
28:32so
28:32mo
28:32na
28:33siya
28:33ang
28:34most
28:35mga
28:35importanting
28:36reminders
28:36na
28:37kung
28:37with
28:37regards
28:37to
28:38the
28:38one-time
28:38waiver
28:39of
28:39interest
28:40alright
28:41so
28:41I
28:41hope
28:42nag-grasp
28:43na
28:43sa to
28:43ang
28:43mga
28:44viewers
28:45today
28:45and
28:46kung
28:46naamoy
28:46mga
28:47questions
28:47ibutang
28:48lang
28:48sa
28:48comment
28:48section
28:49aaron
28:49matubag
28:49ni Ms. Tiff
28:50kaya
28:51we will be
28:51taking
28:52a few
28:52minute
28:53break
28:54but
28:55rest assured
28:56nga
28:56atuan ng
28:57tubagon
28:57during the
28:58program
28:58ang inyong
28:58mga
28:59concerns
29:00may labot
29:01sa
29:01one-time
29:01waiver
29:01of
29:02interest
29:02or any
29:03questions
29:04ninyo
29:04related
29:05sa
29:05pag-remit
29:06or
29:06pagbayad
29:07sa inyong
29:07contributions
29:08now
29:09ang
29:09atuang
29:10time
29:10is
29:12228
29:13and
29:14mupost
29:15lang ta
29:15for a
29:15few
29:16minutes
29:16atong
29:17tanawon
29:17ang
29:18kaning
29:18process
29:18sa
29:19pag-remit
29:19sa
29:19mga
29:19employers
29:20gamit
29:21ang
29:21Electronic
29:22Premium
29:22Remittance
29:23System
29:23or
29:23the
29:23APRS
29:24Stay
29:25tuned
29:30Narito na
29:31ang
29:31mas
29:31pinadali
29:32mas
29:33pinabilis
29:33at
29:34mas
29:35epektibong
29:35pag-re-remit
29:36ng
29:36premium
29:36contributions
29:37sa
29:37PhilHealth
29:38Ito
29:39ang
29:39Electronic
29:39Premium
29:40Remittance
29:41System
29:41o
29:42APRS
29:42Ang
29:43APRS
29:44ay isang
29:44web-based
29:45application
29:46na ginagamit
29:46ng mga
29:47employers
29:47sa
29:48pag-re-report
29:49at
29:49pag-re-remit
29:50ng
29:50premium
29:50contributions
29:51sa
29:51PhilHealth
29:52Maaari
29:53itong
29:53ma-access
29:54anytime
29:54anywhere
29:55basta
29:55mayroong
29:56internet
29:56connection
29:57In
29:584
29:58simple
29:59steps
29:59magagamit
30:00mo
30:00ang
30:01APRS
30:01Kailangan
30:02mo lang
30:03mag-register
30:04mag-update
30:05ng
30:05Employee
30:06Master
30:06List
30:07mag-generate
30:08ng
30:08Statement
30:08of
30:09Premium
30:09Account
30:09o
30:10SPA
30:10at
30:12mag-bayad
30:12ng
30:13premium
30:13contributions
30:15Para
30:15makapag-rehistro
30:16maaari
30:17itong gawin
30:18online
30:18o mag-walk-in
30:19sa pinakamalapit
30:20na PhilHealth
30:21office
30:21sa inyong
30:22lugar
30:23Kailangan
30:24lang
30:24mag-fill
30:24out ng Electronic
30:25PhilHealth
30:26Online Access
30:27Form
30:27o EPOAF
30:28na makikita
30:30sa aming website
30:31o kaya naman
30:32ay punan manually
30:33ang PhilHealth
30:34Online Access
30:35Form
30:35o POAF
30:36na makukuha
30:37sa alinmang
30:38PhilHealth office
30:40Matapos
30:41matapos
30:41matapos nito
30:41ay makatatanggap
30:42ng email
30:43mula sa
30:43PhilHealth
30:44sundan lang
30:45ang instructions
30:46para makumpleto
30:47ang proseso
30:48ng registration
30:48matapos
30:49magparehistro
30:50tiyaking na sa
30:51ayos ang listahan
30:52ng mga
30:53empleyado
30:53para masigurong
30:54tama
30:55at maayos
30:56ang pagre-remit
30:57at pagre-report
30:57sa PhilHealth
30:58Mag-update
31:00ng inyong
31:00Employee
31:01Master
31:01List
31:01May dalawang
31:03paraan
31:03para i-update
31:04ang inyong
31:05Employee
31:05Master
31:06List
31:06Kung hindi
31:07karamihan
31:08ang bilang
31:08ng mga
31:09empleyado
31:09na kailangang
31:10i-update
31:11gamitin
31:12ang Employees
31:12Management Module
31:13Piliin
31:15ang pangalan
31:15ng empleyado
31:16mula sa listahan
31:17para ma-update
31:18ang kanilang
31:19impormasyon
31:19Para naman
31:21sa maramihang
31:21updating
31:22gawin ito
31:23gamit
31:24ang File
31:24Upload
31:25Option
31:25na matikita
31:26sa Remittance
31:27Management Module
31:28Piliin
31:29ang File
31:29Upload
31:30Option
31:30at i-upload
31:31ang iyong
31:32Latest
31:32Employee
31:33Master
31:33List
31:33alinsunod
31:34sa File
31:35Specifications
31:35Updated
31:37na ang iyong
31:37Master List
31:38Mabilis
31:39at hassle-free
31:40Kapag updated
31:41na ang
31:42Master List
31:43makakapag-generate
31:44ka ng iyong
31:44Statement of
31:45Premium Accounts
31:46o SPA
31:47Ang inyong
31:48SPA
31:49ang magiging
31:49basehan
31:50kung magkano
31:51ang kailangang
31:51i-remit
31:52na kontribusyon
31:53sa PhilHealth
31:53Pag mayro ng
31:54SPA
31:55pwede ka
31:56nang magbayad
31:57ng Premium
31:57Contribusyon
31:59Sa Enhanced
32:00Version
32:01ng EPRS
32:02Mas pinalawak
32:03ang payment
32:04options
32:04at posting
32:05ng Premium
32:06Contributions
32:07Maaaring
32:08magbayad
32:09online
32:09sa pamamagitan
32:10ng online
32:11payment options
32:12Pwedeng
32:13magbayad
32:14gamit
32:14ang iyong
32:15online banking
32:15app
32:16o e-wallets
32:17na accredited
32:17ng EPRS
32:19Para makapagbayad
32:20pumunta
32:21lamang sa
32:22Payment
32:22Management
32:23Module
32:23at piliin
32:25ang Payment
32:25Management
32:26Option
32:26I-click
32:27I-click
32:27ang period
32:28na babayaran
32:29at pumili
32:29ng Payment
32:30Option
32:30Para sa
32:31online payment
32:32Piliin
32:33ang payment
32:34at i-click
32:34ang banko
32:35o e-wallet
32:36na gagamitin
32:37sa remittance
32:38Mariredirect ka
32:39sa iyong
32:40online banking
32:41application
32:41para sa iyong
32:42transaksyon
32:43Matapos magbayad
32:45makatatanggap ka
32:46ng official receipt
32:47number
32:48at ng EPRS
32:49Employers
32:50Remittance Report
32:51Agad-agad
32:52ang posting
32:52ng remittance
32:53With just
32:544 easy steps
32:55talaga namang
32:56mas pinadali
32:57at mas epektibo
32:58na ang pagbabayad
32:59ng inyong
33:00premium contribution
33:01sa PhilHealth
33:02Para sa mga
33:03karagdagang
33:03kapanungan
33:04maaari kayong
33:05lumapit
33:05sa aming mga
33:06PhilHealth
33:07Accounts
33:07Information
33:08Management
33:08Specialists
33:09o PAs
33:10sa pinakamalapit
33:11ng PhilHealth
33:12Office
33:12sa inyong lugar
33:13Lahat ng ito
33:15ay maaari nyo
33:16rin gawin
33:16gamit
33:17ang Philippine
33:17Business Hub
33:18ang ating
33:19Central Business
33:20Portal
33:20kung saan
33:21matatagpuan
33:22ang lahat
33:22ng forms
33:23at impormasyon
33:24na kailangan
33:24ng mga
33:25business owners
33:25Sa tulong
33:28ng mga
33:28makabagong
33:29teknolohiya
33:29mas nilalapit
33:31ang servisyo
33:32ng gobyerno
33:32at pinapagaan
33:33ng mga
33:33transaksyon
33:34para sa iyong
33:35mga negosyo
33:37Beneficio
33:38at Servisyo
33:38PhilHealth
33:39Alamin
33:40at Gamitin
34:10Alright, we're back
34:11mga makakuha
34:12agad mo
34:13o
34:13lapas
34:14updates
34:15sa PhilHealth
34:16through
34:17aning
34:17atong program
34:18and
34:18this afternoon
34:20or today
34:20atong
34:21gihisgutan
34:21ang kabahin
34:22sa one-time
34:22waiver
34:23interest
34:23with the
34:25head of
34:25our collection
34:26section
34:26that is
34:26PhilHealth
34:27Region 7
34:28And a while ago
34:29nakita po ninyo
34:30ang flow
34:31sa itong
34:32pag-access
34:33sa itong mga
34:34employers
34:35sa Electronic
34:35Premium Remittance
34:36System
34:37or the
34:37EPRS
34:38So,
34:38hindi mong
34:39convenient
34:40sa PhilHealth
34:41ang pag-remit
34:42sa contributions
34:42ngadili na mo
34:43ad-tog
34:44o pisina
34:44ang itong
34:45mga employers
34:46but they can
34:47transak
34:47virtually
34:49gamit
34:50ang EPRS
34:51And with that
34:52Ms. Steph
34:52naapod tayo
34:53bagong update
34:54with regard
34:55to our
34:55EPRS
34:56Okay, so naatay
34:58bagong advisory
34:59PhilHealth
35:00advisory
35:01number
35:012026-0050
35:04Pwede ninyo
35:06siya makita
35:07sa ito
35:07ang website
35:08karoon
35:08sa
35:09www.philhealth.gov.ph
35:12Unsan niya
35:13siya nga
35:14advisory
35:14Naanatay
35:16Electronic
35:17Premium
35:17Remittance
35:18System
35:18version
35:194.9.0
35:21So,
35:22effective
35:23October 1
35:242026
35:25ang bagong
35:26module
35:27na aning
35:28EPRS
35:29is
35:29maka-accept
35:30na ta
35:31o mga
35:31additional
35:32payments
35:33Kaysa
35:34ang
35:35previous
35:35EPRS
35:36ang
35:36Dawatun
35:37is
35:37regular
35:38payment
35:391
35:40SPA
35:411 month
35:421 SPA
35:42kaya
35:43siya
35:43ang
35:44Dawatun
35:44Karoon
35:45with this
35:45module
35:46for
35:46mga
35:48salary
35:48differentials
35:49mga
35:49additional
35:50payments
35:50sa both
35:51private
35:52and
35:53government
35:53employers
35:54Pwede
35:55na sila
35:56request
35:56o access
35:57sa module
35:59So,
36:00murequest
36:01pa sila
36:01kaya
36:01pasig
36:02mahibong
36:02ang employer
36:03nga
36:03naanan
36:03ni siya
36:03ang anong
36:04dili nila
36:04makitaan
36:05sa EPRS
36:06Musubmit
36:07pa mo
36:07request
36:08form
36:09sa PhilHealth
36:10para maka-access
36:11mo anong
36:12module
36:13sa additional
36:13premium
36:15payment
36:15Once
36:16na mo
36:17i-access
36:17inyo
36:18dahi
36:19i-generate
36:20ang SPA
36:21para
36:21mabayra
36:22ninyo
36:22ang
36:23salary
36:24differential
36:24sa inyong
36:25mga
36:25employees
36:25or
36:27ang additional
36:28mga
36:28employees
36:28wala ninyo
36:29na appeal
36:30sa regular
36:30payment
36:31So,
36:33further
36:34instructions
36:35or details
36:36pwede
36:37mo
36:37maka-contact
36:38sa inyong
36:39P.A.M.S.
36:41para
36:42inform mo
36:43kung
36:44Once
36:44mga
36:44documents
36:45ang
36:45angay
36:45ninyong
36:46i-submit
36:47sa PhilHealth
36:47para
36:48maka-avail
36:49mo
36:49or
36:49maka-register
36:50mo
36:50sa
36:51additional
36:52payment
36:52premium
36:53transactions
36:54na itong
36:55module
36:55Alright,
36:56so
36:56fresh
36:57na
36:57ang
36:58advisory
36:58kaya
36:59it
36:59just
36:59came
37:00out
37:00today
37:01Makita
37:02sad na
37:02siya
37:02sa
37:03g-mentioned
37:04Ms.
37:04Tiff
37:04naanat
37:05siya
37:05sa
37:05PhilHealth
37:05website
37:06uploaded
37:06na dito
37:07ang mga
37:07advisories
37:08at the
37:09same
37:09time
37:09sa
37:10PhilHealth
37:10Region
37:107
37:11Facebook
37:12page
37:12so
37:12you
37:13can
37:13access
37:13that
37:14dito
37:14mismo
37:15sa
37:15ito
37:15ang
37:16page
37:17makapangunta
37:18na
37:18sad
37:18mo
37:18mga
37:19basic
37:20inquiries
37:20Ms.
37:21Tiff
37:22napapakay
37:22mga
37:22additional
37:23reminders
37:23for
37:24our
37:24viewers
37:25today
37:28Katura
37:28siya
37:29with
37:58regards
37:59choice
38:00yakap
38:01facility
38:01and then
38:04avail lang sila
38:05sa first patient
38:06encounter
38:08pwede na
38:09dahil yun
38:09ta
38:09makarequest
38:10sa one-time
38:11waiver
38:11na ito
38:12para
38:14sa ilahaman
38:15sa dinong
38:15programa
38:17para din
38:18isa
38:18kay Lizod
38:18kay
38:18kibaw
38:19kudag
38:19kugyut
38:20kayo
38:20ang ilang
38:21bayranan
38:21sa interest
38:22especially
38:22for late
38:23payments
38:24katong wala
38:25pa na
38:25bayran
38:26mga premium
38:26contributions
38:27para
38:28ilan
38:28nalang
38:29isettle
38:29karun
38:29until
38:30December
38:3031
38:312026
38:32ang premium
38:34sera
38:34alone
38:35so wala
38:35interest
38:36silang
38:36bayran
38:37except
38:37katong
38:37na
38:38mga
38:38installment
38:39arrangement
38:40pero simple
38:40interest
38:42that's
38:432%
38:43and 1%
38:45so
38:45ang
38:46katong gusto
38:47mo avail
38:48na amoy
38:49until
38:49December
38:4931
38:502026
38:51to submit
38:52your request
38:53letter
38:53isubmit
38:54lang yun
38:55yung request
38:55letter
38:56ngamuganahan
38:56mo
38:56avail
38:57anong
38:57one-time
38:58waiver
38:58of interest
38:59para
39:00amoy
39:00na
39:00siyang
39:01ma
39:01dawat
39:02inyong
39:02request
39:02kay
39:02by next
39:03year
39:04by
39:05January
39:051
39:052027
39:06di
39:06namin
39:07mo
39:07dawat
39:07any
39:08request
39:08for
39:09one-time
39:09waiver
39:09so
39:10karun
39:10rin
39:10siyang
39:10tuiga
39:11gi-offer
39:12sa
39:12PhilHealth
39:13okay
39:13so
39:14i-grab
39:14na
39:14yun
39:14nga
39:15chance
39:15sa
39:16itong
39:17mga
39:17employers
39:17so
39:18napatay
39:19o
39:19sa
39:19quarter
39:19baligtulong
39:20kamulan
39:20niya
39:21na
39:21bilhin
39:21para
39:21itong
39:22mahikay
39:23o
39:24ma-settle
39:25ang
39:25itong
39:25missed
39:26contributions
39:27at the
39:27same
39:28time
39:28ma-encourage
39:29itong
39:29mga
39:29employees
39:30sa
39:30makapili
39:31yun
39:31sa
39:31ilahang
39:32preferred
39:32yakap
39:33clinic
39:34so
39:34kani
39:34opportunity
39:36once
39:36rin
39:36gi-offer
39:37karun
39:38rapod
39:38gi-ding
39:38tuiga
39:39gi-offer
39:39sa
39:40PhilHealth
39:40so
39:40i-take
39:41ni siya
39:41nga
39:41chance
39:42aaron
39:42po
39:43dili
39:43mag
39:43musamot
39:44o kadako
39:44ang ato
39:45ang bayro
39:46noon
39:46ako na lang
39:48siguro
39:48mo
39:48raise
39:48a
39:48question
39:49although
39:49wala
39:50patay
39:50na
39:50dawat
39:51pangutana
39:51through
39:52the
39:52facebook
39:53live
39:53but
39:53common
39:54questions
39:54when we
39:55do
39:55orientations
39:57or when
39:57we
39:57engage
39:58with
39:58our
39:58members
39:59especially
39:59mga
40:00empleyado
40:01wala
40:02makarimit
40:03ang employer
40:03on time
40:04dili
40:05ba
40:05ni mo
40:05hinder
40:06sa
40:06pag
40:06avail
40:07sa
40:07itong
40:07mga
40:07employees
40:08sa
40:08ilahang
40:09benefit
40:10as
40:10members
40:11of
40:11PhilHealth
40:11okay
40:12so
40:12under
40:13sa
40:14ito
40:14ang
40:14universal
40:15health
40:15care
40:16law
40:16okay
40:16under
40:16lamta
40:17sa
40:17UHC
40:17which
40:18took
40:19effect
40:19pag
40:19November
40:202019
40:20pag
40:21failure
40:23to pay
40:24the
40:24premiums
40:25or
40:25dili
40:25member
40:26ka
40:26sa
40:26PhilHealth
40:27dili
40:28ni pasabot
40:28na
40:28dili
40:29ka
40:29maka
40:29avail
40:29no
40:30immediate
40:30eligibility
40:31meaning
40:33member
40:33dili
40:34ka
40:34member
40:34sa
40:34PhilHealth
40:35magpa
40:35member
40:36lang
40:36ka
40:36yan
40:36mabayad
40:37ka
40:37sa
40:37imuang
40:37premiums
40:38or
40:39if
40:39wala
40:39kay
40:39premiums
40:40karun
40:41wala
40:42na
40:42bayran
40:42sa
40:42imuang
40:42employer
40:44bayran
40:44lang
40:44sa imuang
40:45employer
40:45pero
40:46si
40:46hospital
40:46dili
40:47gid
40:47sa
40:47mononi
40:48mo
40:48maka
40:49avail
40:49ragid
40:50mo
40:50sa
40:50PhilHealth
40:51benefits
40:51most
40:51of
40:52isa
40:52sa
40:54mga
40:54bag
40:55under
40:55UHC
40:56before
40:57the
40:58UHC
40:59na
40:59implement
40:59naamantay
41:00ka
41:00tong
41:00qualifying
41:01contributions
41:02so
41:03kung
41:03wala
41:03kwalifying
41:04contributions
41:05wala
41:05kay
41:059
41:06over
41:0612
41:06premium
41:07contributions
41:08prior
41:08to
41:09your
41:09confinement
41:10dili
41:10ka
41:11maka
41:11avail
41:11of
41:11PhilHealth
41:12benefits
41:12for
41:13under
41:14the
41:14UHC
41:15law
41:15maka
41:16avail
41:17ragitanan
41:17tanan
41:18Filipinos
41:19tanan
41:20members
41:20sa PhilHealth
41:21maka
41:22avail
41:22ragyod
41:23sa PhilHealth
41:23benefits
41:24so
41:24nagyod
41:25mo
41:25no
41:25si
41:25hospital
41:26ang
41:27atong
41:27lang
41:27yun
41:27ana
41:28is
41:28bayran
41:28lang
41:28ginato
41:29ang
41:29atong
41:29premium
41:30contributions
41:31nga
41:31wala
41:31na
41:32okay
41:32so
41:33klaro
41:33ito
41:34isettle
41:35na
41:35ito
41:35ang
41:36missed
41:36contributions
41:37sa mga
41:38employers
41:38na
41:39ay
41:39penalty
41:40ng
41:41kuyog
41:41pero
41:41giyatagan
41:42po
41:42sa PhilHealth
41:43waver
41:44one-time
41:44waiver
41:45of
41:45interest
41:45but
41:46for
41:46self-paying
41:47ito
41:48ginig
41:48paning
41:48kamutan
41:48nga
41:49maanam
41:49anam
41:49no
41:50o
41:50settle
41:50lang
41:50ito
41:51ang
41:51missed
41:51contributions
41:52but
41:52rest
41:53assured
41:54na
41:54dili
41:54ita
41:55balibaran
41:55sa
41:56ito
41:56entitlement
41:57sa
41:57benefit
41:58in
41:58kaso
41:58mo
41:59gamit
41:59na
41:59sa
42:01beneficio
42:01sa PhilHealth
42:02at PhilPod
42:03ang ito
42:03ang mga
42:03dependents
42:04so
42:05we hope
42:05klaro na
42:06sa itong
42:06mga
42:06members
42:07and also
42:08sa ito
42:08ang
42:08employers
42:09and
42:09sa ito
42:11ang
42:11few
42:11minutes
42:12left
42:12mukha
42:13tag
42:13lang
42:13pod
42:13miog
42:14updates
42:15sa mga
42:15recent
42:16kalihukan
42:16sa PhilHealth
42:17for the
42:18past
42:18weeks
42:19especially
42:20this
42:21month
42:21of
42:21September
42:22so
42:22ito
42:23ang
42:25opisina
42:26in
42:26collaboration
42:27with the
42:28Philippine
42:28Orthopedic
42:29Association
42:30ang
42:31Philippine
42:31Hip
42:31and
42:32Knee
42:32Society
42:32as
42:33well
42:33as
42:34Governor
42:34Celestino
42:35Galliaris
42:35Memorial
42:35Medical
42:36Center
42:36dito
42:37sa
42:37Tag
42:37Bilaran
42:37City
42:38Buhol
42:38press
42:40conference
42:41ma
42:42aware
42:43ang
42:46mga
42:47kaigsuunan
42:48dito
42:48sa
42:48Buhol
42:49na
42:49adunay
42:50Z-Benefit
42:50package
42:51of PhilHealth
42:52for
42:52selected
42:52orthopedic
42:53implants
42:53so
42:54kani
42:54beneficio
42:55ma-avail
42:56sa
42:56mga
42:57contracted
42:58hospitals
42:58mga
42:59accredited
42:59hospital
43:00na
43:00daan
43:01na
43:01ni-apply
43:02as
43:03Z-Benefit
43:03provider
43:04so
43:04usas
43:05na
43:05ma-provide
43:05sa
43:05Governor
43:06Celestino
43:06Galliaris
43:07Memorial
43:07Medical
43:08Center
43:08mo
43:08ang
43:09Z-Benefit
43:11for
43:11selected
43:12orthopedic
43:13implants
43:13so
43:14mapasalamat
43:15sa partnership
43:16sa POA
43:18ang Philippine
43:19Orthopedic
43:19Association
43:20ang Philippine
43:22Hip
43:22and Knee
43:23Society
43:23and of
43:24course
43:24ang
43:24Galliaris
43:25Hospital
43:26kaya
43:26silagid
43:27ang
43:27ni-facilitate
43:28sa
43:29ato
43:29ang
43:29kalingukan
43:30dito
43:30sa
43:31Probinsya
43:31sa
43:32Bohol
43:32nga
43:32gi-Atenan
43:33sa
43:34ato
43:34ang
43:34mga
43:34local
43:35media
43:35ngunman
43:36sa
43:36mga
43:36membro
43:37sa
43:37Association
43:38of
43:38United
43:39Information
43:40Officers
43:41or
43:42Development
43:42Information
43:43Officers
43:43or
43:43ODIO
43:44dito
43:45sa
43:45Bohol
43:45so
43:48inform
43:49ang
43:49community
43:50na
43:51na
43:51sila
43:51ma-avail
43:52Z-Benefit
43:53for
43:54selected
43:54orthopedic
43:55implants
43:56last week
43:58nag
43:58pahigayon
43:59po
43:59ng
44:00Philalth
44:00sa
44:00simultaneous
44:01event
44:03nationwide
44:04daghan
44:05kaayo
44:05to
44:05mga
44:06sites
44:07din sa
44:07Central
44:08Visayas
44:088
44:09sites
44:10kung
44:10asa
44:11nag
44:11promote
44:12sa
44:12yakap
44:14or
44:14primary
44:15care
44:15benefit
44:16araw
44:16mas
44:16daghan
44:17pagyod
44:17ng
44:17mga
44:18Pilipino
44:18ang
44:18ma-aware
44:19ni
44:19ininga
44:19benefit
44:20niya
44:20ilapod
44:21yung
44:21ma-avail
44:21right
44:22there
44:22and
44:22then
44:22so
44:22sa
44:23obang
44:23sites
44:23na
44:23agad
44:24sila
44:24first
44:24patient
44:24encounter
44:25naka
44:26check
44:27up
44:27ang
44:28kato
44:28mga
44:28nagpili
44:28sa
44:29ilang
44:29yakap
44:29clinic
44:30naka
44:30avail
44:30sila
44:31few
44:31lab
44:32tests
44:32naka
44:32avail
44:33laboratory
44:34or
44:34diagnostic
44:35tests
44:35and
44:36paga-avail
44:37mga
44:38tambal
44:38through
44:39our
44:39yakap
44:40provider
44:41or
44:41ang
44:41gamot
44:41provider
44:42nato
44:42nga
44:43ni
44:43participate
44:43sa
44:44event
44:44so
44:45na
44:45engagements
44:46dito
44:47as well
44:47as
44:48pag
44:49sa
44:49katong
44:50mga
44:50usual
44:50membership
44:51related
44:52transactions
44:53sa
44:53itong
44:53mga
44:53kaigsuunan
44:54about
44:55sa
44:55pag
44:55print
44:55sa
44:56ilang
44:56member
44:56data
44:56record
44:57or
44:57pag
44:57pa-update
44:57pag
44:58issue
44:59sa
44:59member
44:59data
45:00record
45:00pag
45:01issue
45:02po
45:02ng
45:02PhilHealth
45:03ID
45:03so
45:03daghag
45:04services
45:04nga
45:05avail
45:05so
45:05a thousand
45:06actually
45:07more than
45:073,000
45:08ato
45:08ang
45:08reach out
45:09during
45:10that
45:10day
45:10alone
45:11dito
45:11sa
45:11Negros
45:13Oriental
45:14Siquijor
45:15sa
45:15Bohol
45:15and
45:15Inon
45:16Mandini
45:16sa
45:16Cebu
45:17so
45:19we hope
45:20nga
45:20dili
45:20rapod
45:20mo
45:21huna
45:21una
45:21itong
45:21mga
45:22members
45:22nga
45:22kutobra
45:23sila
45:23diha
45:24mo avail
45:24sa
45:24services
45:25or
45:26sa
45:26yakap
45:27na
45:27benefit
45:28daghan
45:28taong
45:29options
45:29dili
45:29limited
45:30on
45:31caravans
45:32or
45:32one day
45:33event
45:33so
45:34daghan
45:34ni
45:34mga
45:35regular
45:36activities
45:36at
45:36mga
45:37local
45:37offices
45:37nga
45:38reach
45:39out
45:39gani
45:39inapod tayo
45:40mga
45:40partnerships
45:41sa mga
45:41different
45:42groups
45:42nga
45:43itake
45:43sa PhilHealth
45:43ang
45:44opportunity
45:44nga
45:45matabangan
45:45nato
45:46atong
45:46mga
45:46members
45:46nga
45:47makapili
45:47sa
45:47ilahang
45:48yakap
45:48clinic
45:48and
45:49ato
45:49ang
45:49ma-avail
45:50primary
45:52benefit
45:53primary care
45:54preventive
45:55benefit
45:55aroon kitang
45:56tanan
45:56malayo
45:57sa sakit
45:57so
45:57mga
45:58mga
45:58mga
45:58sa
45:59PhilHealth
46:00inunman
46:01sa
46:01Department
46:01of
46:02Health
46:02kaya
46:02we
46:02have
46:03a
46:03very
46:04good
46:04partnership
46:05with
46:06the
46:06leadership
46:07of our
46:07former
46:07President
46:08and CEO
46:08Dr.
46:09Edwin
46:09Mercado
46:10is now
46:10the
46:11Acting
46:11Secretary
46:11of
46:12Health
46:12and
46:13along
46:14with
46:14our
46:14new
46:15Acting
46:15President
46:16and CEO
46:16Dr.
46:17Beverly
46:17So
46:18dako
46:20ang
46:20mga
46:21improvements
46:22sa itong
46:23i-expect
46:24from PhilHealth
46:25and DOH
46:25through this
46:26partnership
46:27and sa
46:28padayo
46:28na itong
46:28pagpaningkamot
46:29na malayo
46:31kitang
46:31mga
46:32Pilipino
46:32sa mga
46:33komplikado
46:34sakit
46:34So
46:34i-avail
46:35yun
46:35na ito
46:35ng
46:35PhilHealth
46:36Yakap
46:37So
46:38sa mga
46:39dili
46:39pa
46:39familiar
46:40or wala
46:41pa
46:41makapili
46:42sa ilang
46:42yakap
46:42clinic
46:43we
46:43suggest
46:43nga
46:44i-visit
46:44ninyo
46:44ang
46:44PhilHealth
46:45Region 7
46:46nga
46:46Facebook
46:47page
46:47kung mga
46:48naadini
46:49sa Cebu
46:49Buhol
46:50Negros
46:50Oriental
46:51or
46:51Sikipor
46:52Aroon
46:53makita ninyo
46:54dito
46:54sa mga
46:54steps
46:55sa pagpili
46:56o sa mga
46:56options
46:57Pwede raman
46:58mo
46:58ato ka
46:58sa PhilHealth
46:58office
46:59Pwede rin
46:59kung medyo
47:00techie
47:00ka
47:01gamito
47:02ni mo
47:02ang imuang
47:03cellphone
47:03i-download
47:05ang
47:05e-gov
47:06PH
47:06para
47:07makapili
47:08ka dito
47:08o
47:09imuang
47:09yakap
47:09clinic
47:10or
47:10ang
47:10PhilHealth
47:11member
47:11portal
47:11kung asa
47:12makita
47:12po
47:12ang
47:13contributions
47:13sa itong
47:17self-paying
47:18members
47:18mga
47:19direct
47:20contributors
47:21na itong
47:21members
47:22makita
47:22na ito
47:22din
47:22ha
47:23itong
47:23record
47:23sa member
47:24portal
47:24pwede
47:25nasa
47:25ta
47:25din
47:25makapili
47:26sa itong
47:27yakap
47:28clinic
47:28so
47:29gamay
47:30na lang
47:30itong
47:31nabilin
47:31nga
47:31time
47:32but
47:32wala
47:32again
47:33ni
47:33there
47:33o
47:33ask
47:34questions
47:34ni
47:34Miss
47:35Tiff
47:35I think
47:36klaro
47:36ito
47:37based
47:38sa
47:38imuang
47:38discussion
47:39kung
47:39kids
47:40na ito
47:40mahim
47:40maka
47:41avail
47:41sa
47:41one-time
47:41waiver
47:42of
47:43interest
47:43ingon
47:44man
47:47the
47:47requirements
47:48pwede
47:49na
47:49mong
47:49coordinate
47:50sa
47:50PhilHealth
47:51Accounts
47:51Information
47:52Management
47:52Specialist
47:53or mga
47:53P.A.M.S.
47:54sa nearest
47:55PhilHealth
47:56Local
47:56Health
47:56Insurance
47:56Office
47:57or
47:58kung
47:59naana
47:59mo
47:59i-contact
48:00i-email
48:01lang
48:01ang
48:01inyong
48:01P.A.M.S.
48:02or
48:02i-communicate
48:04kung
48:04na-communicate
48:05sa sila
48:05ninyo
48:05via
48:06mobile
48:07phone
48:07so
48:08with
48:09that
48:09dagang
48:10salamat
48:10sa
48:10mga
48:10ni-tune
48:11in
48:11sa
48:11Atua
48:12Karong
48:12Adlawa
48:13especially
48:14po
48:14sa
48:14atong
48:14guest
48:14Ms.
48:15Aislin
48:16Songkodigia
48:17ang
48:18mismong
48:18head
48:18sa
48:19atong
48:19collection
48:19section
48:20Ms.
48:20Tiff
48:20basige
48:20na
48:21hand
48:21ka
48:21i-shout
48:21out
48:21ang
48:22mga
48:22kaubanin
48:22mo
48:23sa
48:23collection
48:24or
48:24sa
48:24field
48:24operations
48:25division
48:25Thank you
48:27kay
48:27Dins
48:27for
48:28inviting
48:28us
48:29para
48:29ma-discuss
48:30itong
48:30one-time
48:30waiver
48:32hopefully
48:34daghan
48:34ang
48:35employers
48:36request
48:36for the
48:37one-time
48:38waiver
48:38although
48:38nakadawat
48:39na
48:39mga
48:39requests
48:40from
48:41the
48:41employers
48:42for the
48:42one-time
48:43waiver
48:43sa
48:43Jumi
48:44na
48:44approve
48:44mga
48:45requests
48:46so
48:47thank you
48:48again
48:49and
48:49hi
48:50to
48:50my
48:51colleagues
48:52from
48:53field
48:54operations
48:54division
48:54to our
48:55membership
48:55section
48:56as well
48:56as
48:57our
48:57collection
48:58section
48:58hopefully
48:59naminaw
49:00sa
49:00sila
49:00karong
49:00hapuna
49:01alright
49:02so
49:03that's it
49:04for this
49:04afternoon
49:05or for
49:05today's
49:06episode
49:06we hope
49:07nga
49:07nakakuha
49:08gidmo
49:08updates
49:09especially
49:10to our
49:11employers
49:12nga
49:12nanginahanglan
49:13nga
49:13ma-waive
49:14ang
49:14ilahang
49:14ang
49:15interest
49:15sa ilahang
49:16mga
49:16missed
49:17contributions
49:17in the
49:18past
49:18years
49:19or in
49:19the
49:19past
49:19months
49:20so
49:21we
49:21hope
49:21nga
49:21motionin
49:22mo
49:22again
49:22sa next
49:23na itong
49:23program
49:24at ang
49:24din
49:24sa
49:25Sunstar
49:25Cebu
49:26and
49:26sangalan
49:28sa
49:28acting
49:28regional
49:29vice
49:29president
49:30nagpasalamat
49:30ni
49:30sa team
49:31sa social
49:32media
49:32team
49:32sa Sunstar
49:33and
49:34sa
49:35itong
49:35mga
49:35kaubanan
49:36pod
49:36nga
49:36dito
49:37sa
49:37booth
49:38Karon
49:39dagang
49:40salamat
49:40for
49:41assisting
49:42us
49:42sa itong
49:43pagpahigayon
49:44sa itong
49:44episode
49:4414
49:45din nilang
49:46sa
49:46Alacang
49:47Philanel
49:47sa
49:47Central
49:47Visayas
49:48and
49:48again
49:50sangalan
49:50sa
49:50among
49:50acting
49:51regional
49:51vice
49:51president
49:52Ms.
49:53Jeanette
49:53Ann
49:53at
49:54Vin
49:54Collac
49:54Kinisi
49:55Dina
49:55Sinchez
49:56Gigan
49:56sa
49:56Public
49:57Affairs
49:57sa
49:58PhilHealth
49:58Region 7
49:59Nagkansalamat
50:00sa
50:00pag-tune-in
50:01o mag-amping
50:02Taka
50:02nunay
50:19K
50:34Hussein
50:36B