00:00First, at the top of the chain, there are the companies that are monitored because they have a
00:05licensing process before the financial superintendency.
00:08These are public and well-known. Two cases, let's say, three cases, let's say, very specific ones. There's Global 66, there's the UN, and there's
00:16Revolut.
00:16But there are others like them; they are not the only ones. The Central Bank also certifies who can receive remittances.
00:23in Colombia.
00:23Then also check with the Central Bank to make sure it's a company that is at least in some way registered with the Bank of the Republic.
00:27registered form
00:30And from there down, well, there are digital companies where, look, nowadays the Internet is our best friend.
00:37You go in and enter the name of a platform and you'll quickly see if they are platforms
00:41that have problems, if they are platforms that have complaints,
00:44These are platforms that have let down users who have faced challenges.
00:48And yes, run from it like the plague. If you look online, this might not be a hard and fast rule.
00:53But if there are any big rumors on the internet about this company, which isn't necessarily under surveillance, having been left with
00:59bad for its users,
00:59I believe it is something worthwhile for Colombians, especially the most vulnerable,
01:03That 18% that depends partially or totally on this scheme is worth reviewing.
